Davis County property record for 641 E Clearwater Dr, Layton, UT 84041
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 1,251 sqft · built 2003 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,169 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 11-528-0074 |
| Primary APN | 11-528-0074 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,251 sqft Living Area |
| Basement Area | 1,279 sqft |
| Unfinished Basement | 1,279 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 436 sqft (0.01 acres) |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 641 E CLEARWATER DR |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84041-4286 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-1-6 PRUD |
| Legal Description | ALL LOT 74, CLEARWATER COVE - A P.R.U.D. PHASE 7 |
| Legal Subdivision | CLEARWATER COVE |
| Legal Phase | 7 |
| Legal Lot Number | 74 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 125906 |
Source: Davis County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 641 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISHELLE L EK |
| Jan 14, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2024 |
| Deed Sale | Sep 20, 2024 |
| Prior Sale | Jan 14, 2022 · Amount on Record |
| Deed Document Number | 20243587858 |
| Deed Book / Page | 8589 / 394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 641 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 008204/133 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | 8204/133 |
| Instrument | 3519498 |
| Name | MISHELLE L EK |
|---|---|
| Type | Private Party |
| Address | 4955 W 4175 S, WEST HAVEN, UT 84401 |
| Type | Stand-Alone Second Mortgage |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jan 14, 2022 |
| Property Address | 641 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Document Number | 007926/731 |
| Book / Page | 7926 / 731 |
| Map Reference | MB 3287 PG 996 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 3449871 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | BACKMAN TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Document Number | 0003449872 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 3449872 |
| Name | FIRST COLONY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
Source: Davis County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,300 (+7.73%) Land $67,100 Building $178,200 | $446,000 (+7.73%) Land $122,000 Building $324,000 | |
| 2025 | $2,169.00 (+10.33%) | $227,700 (-43.22%) Land $68,200 Building $159,500 | $414,000 (+3.24%) Land $124,000 Building $290,000 |
| 2024 | $1,966.00 (-8.6%) | ||
| 2023 | $2,151.00 (-6.19%) | $401,000 Land $91,000 Building $310,000 | $401,000 Land $91,000 Building $310,000 |
| 2022 | $2,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1983–1991) |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Beehive Broadband, Connext Networks, Rise Broadband, T-Mobile, Utah Broadband.
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