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642 Decker St, Niles, MI 49120 Property Records

Berrien County property record for 642 Decker St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 884 sqft · built 1952
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Tax Bill$771 (2025)
Deeds & MortgagesMar 2021 Sale
Flood ZoneZone X (minimal risk)
APN73-8280-0016-02-0

Property Details

APN / Parcel Number

Primary APN73-8280-0016-02-0
Alternative APN
  • 11-73-8280-0016-02-0

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area884 sqft Living Area
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address642 DECKER ST
CityNILES
StateMI
Zip49120-3449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionTHE W1/2 OF LOT 16 & THE E 27.5' OF LOT 15 SUPERVISORS PLAT OF VERNON HEIGHTS ADD CITY OF NILES
Legal SubdivisionVERNON HEIGHTS ADD
Legal Lot Number15-16
Legal Unit16,15
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group2
Census Block2012
Census Tract20700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address642 DECKER ST, NILES, MI 49120-3449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2023
Deed SaleJun 13, 2023
Prior SaleMar 24, 2021 · Amount on Record
Deed Document Number2023382626
Deed Book / Page3405 / 4115
Last Transfer DateJun 14, 2024
Transfer Doc0000407914
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMar 24, 2021
Property Address642 DECKER ST, NILES, MI 49120-3449
Document Number03319/1668
Book / Page3319 / 1668
Instrument DateSep 29, 2020
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount Recorded
Tax$326.80
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 DECKER ST, NILES, MI 49120-3449

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityNiles City
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,500 (+5.79%)$95,000 (+5.79%)
2025$771.00 (+2.39%) Homeowner's exemption$44,900 (+60.93%)$89,800 (+60.93%)
2024$753.00 (+9.93%)
2023$27,900$55,800
2022$685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES TOWNSHIP
serves 2,270 people · EPA ID MI0004750
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Midwest Energy & Communications.

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