410 Decker St, Niles, MI 49120 Property Records

Berrien County property record for 410 Decker St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 625 sqft · built 1949
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Apr 2017)
Tax Bill	$891 (2025)
Deeds & Mortgages	May 2017 Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73-8280-0013-00-4`

Property Details

APN / Parcel Number

Primary APN	`73-8280-0013-00-4`
Alternative APN	`11-73-8280-0013-00-4`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	625 sqft Living Area
1st Floor Area	625 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	410 DECKER ST
City	NILES
State	MI
Zip	49120-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	THE W1/2 OF LOT 13 SUPERVISORS PLAT OF VERNON HEIGHTS ADD CITY OF NILES
Legal Subdivision	VERNON HEIGHTS ADD
Legal Lot Number	13
Legal Unit	13
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2012
Census Tract	20700

Owner

410 Decker St is owned by a company that acquired it in August 2018.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	5901 LA JOLLA MESA DR, LA JOLLA, CA 92037-7813
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2017	Deed of Trust, Mortgage · Commercial Mortgage HONOR CU
Aug 22, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2017	Intrafamily Transfer, Transfer CHICAGO TITLE-(PORTAGE), CHICAGO TITLE PORTAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Prior Sale	May 26, 1995 · Amount on File
Deed Book / Page	3170 / 156
Last Transfer Date	Aug 4, 2018
Transfer Doc	3214003187
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	410 DECKER ST, NILES, MI 49120-3450
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, CTI PORTAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03173/1481
Date	May 30, 2017
Book Page	3173/1481

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 22, 2018
Property Address	410 DECKER ST, NILES, MI 49120-3450
Document Number	03214/3187
Book / Page	3214 / 3187
Map Reference	LB9 PG20
Instrument Date	Aug 4, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5255 RAVEN HILL PT, SAN DIEGO, CA 92130-4884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5255 RAVEN HILL PT, SAN DIEGO, CA 92130-4884

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Apr 24, 2017
Property Address	410 DECKER ST, NILES, MI 49120-3450
Document Number	03170/0156
Book / Page	3170 / 0156
Map Reference	LB9 PG20
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE-(PORTAGE), CHICAGO TITLE PORTAGE

Transaction

Amount	Amount on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5255 RAVEN HILL PT, SAN DIEGO, CA 92130-4884

Tax Assessment & Valuation

The 2025 property tax bill for 410 Decker St was $891, up 2.5% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,300 (+4.6%)	$54,600 (+4.6%)
2025	$891.00 (+2.53%)	$26,100	$52,200
2024	$869.00
2023		$19,100	$38,200
2022	$788.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 410 Decker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Decker St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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