Kendall County property record for 642 Deames St, Plano, IL 60545 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,604 sqft Living Area |
| Lot Size | 12,515 sqft (0.287 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2018) |
| Tax Bill | $8,077.00 (2024) |
Source: Kendall County records · APN 01-24-275-086
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 DEAMES ST, PLANO, IL 60545-2269 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 30, 2018 | Loan Modification, Mortgage US BK |
| Aug 07, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage COMPASS MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2018 · Amount on Record |
| Deed Sale | Aug 07, 2018 · Amount on Record |
| Prior Sale | Aug 05, 2015 |
| Deed Doc Number | 201811204 |
| Prior Transfer Date | May 26, 2016 |
| Prior Transfer Doc | 0000008246 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 642 DEAMES ST, PLANO, IL 60545-2269 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009153 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 202300009153 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 642 DEAMES ST, PLANO, IL 60545-2269 |
| Document Number | 0000009749 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 642 DEAMES ST PLANO IL 605452269, PLANO, IL 60545-2269 |
| Document Number | 0000009749 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 9749 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 07, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Aug 07, 2018 |
| Property Address | 642 DEAMES ST, PLANO, IL 60545-2269 |
| Document Number | 0000011204 |
| Map Reference | DOC200500000459 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 201800011204 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 642 DEAMES ST, PLANO, IL 60545-2269 |
| Document Number | 0000011205 |
|---|---|
| Date | Aug 07, 2018 |
| Instrument | 201800011205 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Number | 0000011206 |
|---|---|
| Date | Aug 07, 2018 |
| Instrument | 201800011206 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Little Rock Township |
| Municipality | Plano City |
| Unified School District | Plano Community Unit School District 88 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $103,969 (+53.66%) Land $10,918 Building $93,051 | $311,907 (+53.66%) Land $32,754 Building $279,153 | |
| 2024 | $8,077.00 | ||
| 2022 | $67,660 Land $7,610 Building $60,050 | $202,980 Land $22,830 Building $180,150 |
Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 01-24-275-086 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,604 sqft Living Area |
| Gross Area | 2,936 sqft Gross Area |
| 1st Floor | 1,604 sqft 1st Floor |
| Basement Area | 932 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Concrete Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,515 sqft (0.287 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 642 DEAMES ST |
|---|---|
| City | PLANO |
| State | IL |
| Zip | 60545-2269 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1039 LAKEWOOD SPRINGS UNIT 4A CITY OF PLANO |
| Legal Subdivision | LAKEWOOD SPRINGS |
| Legal Lot Number | 1039 |
| Jurisdiction | KENDALL IL |
| Minor Civil Division | LITTLE ROCK |
| Census Blockgroup | 3 |
| Census Block | 3036 |
| Census Tract | 890501 |
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