634 Deames St, Plano, IL 60545 Property Records

Kendall County property record for 634 Deames St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,635 sqft · built 2005
Lot Size	0.226 acres (9,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (May 2006)
Tax Bill	$6,982 (2024)
Deeds & Mortgages	Nov 2021 Transfer Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-24-275-088`

Property Details

APN / Parcel Number

Primary APN	`01-24-275-088`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,635 sqft Living Area
Gross Area	3,031 sqft
1st Floor Area	1,635 sqft
Basement Area	955 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,824 sqft (0.226 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	634 DEAMES ST
City	PLANO
State	IL
Zip	60545-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1041 LAKEWOOD SPRINGS UNIT 4A CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	1041
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3036
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	634 DEAMES ST, PLANO, IL 60545-2269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2006 · Amount on Record
Deed Sale	May 4, 2006 · Amount on Record
Deed Document Number	200613338
Last Transfer Date	Nov 17, 2021
Transfer Doc	0000030788
Record Updated	Oct 29, 2026

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 18, 2021
Property Address	634 DEAMES ST, PLANO, IL 60545-2269
Document Number	0000030788
Map Reference	DOC 200500000459
Instrument Date	Nov 17, 2021
Instrument	202100030788
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	634 DEAMES ST, 634, PLANO, IL 60545-2269

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4118 DILLON ST, PLANO, IL 60545-2251

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Apr 5, 2021
Property Address	634 DEAMES ST, PLANO, IL 60545-2269
Document Number	0000008617
Map Reference	DOC 200500000459
Instrument Date	Dec 19, 2020
Instrument	202100008617
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	634 DEAMES ST, PLANO, IL 60545-2269

Mortgage

Document Number	0000008618
Date	Apr 5, 2021
Instrument	202100008618

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,559 (+53.82%) Land $10,918 Building $107,641	$355,677 (+53.82%) Land $32,754 Building $322,923
2024	$6,982.00
2022		$77,075 Land $7,610 Building $69,465	$231,225 Land $22,830 Building $208,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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