1. Home
  2. California
  3. Santa Cruz County
  4. Aptos
  5. Cliff Dr

634 Cliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 634 Cliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,320 sqft Living Area
Lot Size5,140 sqft (0.118 acres)
OccupancyOwner Occupied
Last Sale$1,736,000 (2023)
Tax Bill$22,028.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-121-17
Alternative APN
  • 043-121-17-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,320 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2021
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area5,140 sqft (0.118 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area360 sqft Garage
CarportCarport
Carport Area360 sqft Carport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address634 CLIFF DR
CityAPTOS
StateCA
Zip95003-5312
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionRIO DEL MAR CC PROPS 10 01
Legal Lot Number17
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1014
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-121-17

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address634 CLIFF DR, APTOS, CA 95003-5312
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 12, 2021Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Oct 04, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Nov 12, 2020Affidavit of Death, Transfer
STEWART TITLE, STEWART TITLE/CA
Nov 12, 2020Grant Deed, Transfer · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP
Oct 13, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2023 · Amount on Record
Deed SaleMay 19, 2023 · Amount on Record
Prior SaleNov 12, 2020 · Amount on Record
Deed Doc Number20238851
Transfer Doc0000047730
Record RefreshedSep 20, 2026

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 19, 2023
Property Address634 CLIFF DR, APTOS, CA 95003-5312
Document Number0000008851
Map ReferenceMB 26 PG 10
Instrument DateMay 11, 2023
Instrument2023-0008851
Transaction TypeTransfer
Record UpdatedJun 01, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,909.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 CLIFF DR, APTOS, CA 95003-5312

Mortgage

Document Number0000008852
DateMay 19, 2023
Instrument2023-0008852
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address634 CLIFF DR, APTOS, CA 95003-5312
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 CLIFF DR, APTOS, CA 95003-5312

Mortgage

Document Number0000037108
DateJul 12, 2021
Instrument2021-0037108
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address634 CLIFF DR, APTOS, CA 95003-5312
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030177
DateOct 04, 2018
Instrument2018-0030177
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2048

November 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateNov 12, 2020
Property Address634 CLIFF DR, APTOS, CA 95003-5312
Document Number0000047730
Instrument DateNov 04, 2020
Instrument47730
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address634 CLIFF DR APTOS CA 950035312, APTOS, CA 95003-5312

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 12, 2020
Property Address634 CLIFF DR, APTOS, CA 95003-5312
Document Number0000047731
Map ReferenceVOL 156 PG 311
Instrument DateOct 29, 2020
Instrument2020-0047731
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address634 CLIFF DR, APTOS, CA 95003-5312

Mortgage

Document Number0000047732
DateNov 12, 2020
Instrument2020-0047732
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

October 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateOct 13, 2020
Property Address634 CLIFF DR, APTOS, CA 95003-5312
Document Number0000041362
Instrument DateSep 24, 2020
Instrument41362
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 CALLE DEL SOL APTOS CA 950039526, APTOS, CA 95003-9526

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,842,257 (+2%) Land $1,381,693 Building $460,564
2025$22,028.00 (+33.22%)$1,806,135 (+28.59%) Land $1,354,601 Building $451,534
2023$16,535.00 (+8.33%)$1,404,540 Land $1,053,405 Building $351,135$1,523,250
2022$15,263.00

Nearby Properties on Cliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures