642 Centre St, Reading, PA 19605 Property Records

Berks County property record for 642 Centre St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1975
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Mar 2021)
Tax Bill	$1,125 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5308-12-86-2127`

Property Details

APN / Parcel Number

Primary APN	`5308-12-86-2127`
Alternative APNs	`66-5308-12-86-2127` `66240226` `240226`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
Basement Area	240 sqft
Game Room	Game Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
View / Lot	Neighborhood
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66240226
Street Address	642 CENTRE ST
City	READING
State	PA
Zip	19605-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SCHLEGEL & LUDWIG
Legal Block	86
Legal Lot Number	146 1
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	1
Census Block	1009
Census Tract	12600

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 CENTRE ST, READING, PA 19605-3152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Mar 16, 2021	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Jan 28, 2002 · Amount on Record
Deed Document Number	202112332
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	642 CENTRE ST, READING, PA 19605-3152
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 CENTRE ST, READING, PA 19605-3152

Mortgage

Document Number	0000037586
Date	Dec 2, 2025
Instrument	2025037586

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

Interest

Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 16, 2021
Property Address	642 CENTRE ST, READING, PA 19605-3152
Document Number	0000012332
Map Reference	MB 5A PG 24
Instrument Date	Jan 25, 2021
Instrument	2021012332
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	642 CENTRE ST, READING, PA 19605-3152

Mortgage

Document Number	0000012333
Date	Mar 16, 2021
Instrument	2021012333

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,125.00 (+6.84%)	$75,000 (-) Land $31,500 Building $43,500	$31,500 (-58%) Land $31,500
2024	$1,053.00	$75,000 Land $31,500 Building $43,500
1994			$75,000 Land $31,500 Building $43,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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