634 Centre St, Reading, PA 19605 Property Records

Berks County property record for 634 Centre St, Reading, PA 19605

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1975
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Feb 2021)
Tax Bill$989 (2026)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5308-12-86-2180

Property Details

APN / Parcel Number

Primary APN5308-12-86-2180
Alternative APNs
  • 66-5308-12-86-2180
  • 66240206
  • 240206

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,080 sqft Living Area
Basement Area240 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area2,178 sqft (0.05 acres)
View / LotNeighborhood

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number66240206
Street Address634 CENTRE ST
CityREADING
StatePA
Zip19605-3152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSCHLEGEL AND LUDWIG PLAN OF LOTS
Legal Block86
Legal Lot Number141-1
JurisdictionBERKS PA
Township / Civil DivisionMUHLENBERG
Census Block Group1
Census Block1009
Census Tract12600

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address634 CENTRE ST, READING, PA 19605-3152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2021 · Amount on Record
Deed SaleFeb 2, 2021 · Amount on Record
Prior SaleFeb 10, 1977
Deed Document Number20214620
Record UpdatedOct 29, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateFeb 2, 2021
Property Address634 CENTRE ST, READING, PA 19605-3152
Document Number0000004620
Map ReferenceMB 5A PG 24
Instrument DateDec 30, 2020
Instrument2021004620
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanySTEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address634 CENTRE ST, READING, PA 19605-3152

Mortgage

Document Number0000004621
DateFeb 2, 2021
Instrument2021004621
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionMuhlenberg Township
Unified School DistrictMuhlenberg School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$989.00 (+6.92%)$65,900 (-) Land $21,000 Building $44,900$21,000 (-68.13%) Land $21,000
2024$925.00$65,900 Land $21,000 Building $44,900
1994$65,900 Land $21,000 Building $44,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUHLENBERG TWP MUNI AUTH
serves 22,400 people · EPA ID PA3060038
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2020
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Centre St

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