St. Johns County property record for 642 Cedar Preserve Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,402 sqft · built 2025 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $815,800 (May 2025) |
| Tax Bill | $5,066 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027018-2890 |
| Primary APN | 027018-2890 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,402 sqft Living Area |
| Gross Area | 5,152 sqft |
| 1st Floor Area | 2,048 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 642 CEDAR PRESERVE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-0104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 119/1-10 PRESERVE AT BANNON LAKES PHASE 2D LOT 289 OR6147/1268 |
| Legal Subdivision | PRESERVE AT BANNON LAKES PHASE 2D |
| Legal Block | 1 |
| Legal Lot Number | 289 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 027018-2890
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 07, 2026 | Deed of Trust, Mortgage · VA Mortgage SAXTON MORTGAGE |
| May 13, 2025 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on Record |
| Deed Sale | May 13, 2025 · Amount on Record |
| Deed Document Number | 202537383 |
| Deed Book / Page | 6147 / 1268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 07, 2026 |
| Property Address | 642 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0104 |
| Document Number | 0000057502 |
| Book / Page | 6396 / 701 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202657502 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 642 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0104 |
| Document Number | 0000057502, |
|---|---|
| Date | Jul 07, 2026 |
| Book Page | 6396/701 |
| Instrument | 202657502 |
| Name | SAXTON MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 13, 2025 |
| Property Address | 642 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0104 |
| Document Number | 0061471268 |
| Book / Page | 6147 / 1268 |
| Map Reference | MB 119 PG 1-10 |
| Instrument Date | May 09, 2025 |
| Instrument | 2025037383 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,710.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12724 GRAN BAY PKWY W # W140, W140, JACKSONVILLE, FL 32258-9485 |
| Name | Verified Name |
|---|---|
| Address | 642 CEDAR PRESERVE LN, ST AUGUSTINE, FL 32095-0104 |
| Document Number | 0061471270 |
|---|---|
| Date | May 13, 2025 |
| Instrument | 6147/1270 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $750,235 (+500.19%) Land $125,000 Building $625,235 | $750,235 (+500.19%) Land $125,000 Building $625,235 | |
| 2025 | $5,066.00 (+14%) Homeowner's exemption Veteran's exemption | $125,000 (-) | $125,000 (-) Land $125,000 |
| 2024 | $4,444.00 | $125,000 | $125,000 Land $125,000 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 87 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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