627 Cedar Preserve Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 627 Cedar Preserve Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,144 sqft · built 2023
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,200 (Dec 2023)
Tax Bill	$9,524 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027018-2730`

Property Details

APN / Parcel Number

Primary APN	`027018-2730`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	2,144 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	627 CEDAR PRESERVE LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-0104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	119/1-10 PRESERVE AT BANNON LAKES PHASE 2D LOT 273 OR5877/130
Legal Subdivision	PRESERVE AT BANNON LAKES PHASE 2D
Legal Block	1
Legal Lot Number	273
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2042
Census Tract	20904

Owner

Source: St. Johns County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10616 CANOE DR, COPPELL, TX 75019-5893
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Sep 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC
Dec 28, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Deed Document Number	202399776
Deed Book / Page	5877 / 130
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	May 4, 2026
Property Address	627 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0104
Document Number	0000037948
Book / Page	6356 / 821
Instrument Date	Mar 27, 2026
Instrument	202637948
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10616 CANOE DR, COPPELL, TX 75019-5893

Mortgage

Document Number	0000037948,
Date	May 4, 2026
Book Page	6356/821
Instrument	202637948

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	627 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0104
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10616 CANOE DR, COPPELL, TX 75019-5893

Mortgage

Document Number	0062230790
Date	Sep 18, 2025
Book Page	6223/790
Instrument	2025076526

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 28, 2023
Property Address	SAINT AUGUSTINE, FL 32095
Document Number	0058770130
Book / Page	5877 / 130
Map Reference	MB 119 PG 1-10
Instrument Date	Dec 21, 2023
Instrument	2023099776
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,165.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12724 GRAN BAY PKWY W # W200, W200, JACKSONVILLE, FL 32258-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10616 CANOE DR, COPPELL, TX 75019-5893

Mortgage

Document Number	0005877132
Date	Dec 28, 2023
Instrument	5877/132

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,746 (-0.07%) Land $125,000 Building $330,746	$455,746 (-0.07%) Land $125,000 Building $330,746
2025	$9,524.00 (+9.8%)	$456,048	$456,048 Land $125,000 Building $331,048
2024	$8,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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