Florence County property record for 642 Ascot Dr, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,630 sqft · built 1998 |
| Lot Size | 0.55 acres (23,908 sqft) |
| Owner | Individual Name on File |
| Last Sale | $323,000 (Jul 2019) |
| Tax Bill | $1,675 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00981-03-016 |
| Primary APN | 00981-03-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,630 sqft Living Area |
| 1st Floor Area | 1,940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 23,908 sqft (0.55 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 642 ASCOT DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROVE PARK LT 123-A |
| Legal Subdivision | PLAT FOR GROVE PARK |
| Legal Lot Number | 123-A |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 201 |
642 Ascot Dr is owned and occupied by an individual who bought it in July 2019.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 642 ASCOT DR, FLORENCE, SC 29501-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Aug 19, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Jul 24, 2019 | Grant Deed, Transfer · Line of Credit FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on File |
| Deed Sale | Jul 24, 2019 · Amount on File |
| Deed Book / Page | 808 / 174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 642 ASCOT DR, FLORENCE, SC 29501-1913 |
| Document Number | 0000001218 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 642 ASCOT DR FLORENCE SC 295011913, FLORENCE, SC 29501-1913 |
| Document Number | 0000001218 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 000898/001827 |
| Instrument | 1218 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 21, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 642 ASCOT DR, FLORENCE, SC 29501-1913 |
| Document Number | 0000012184 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 642 ASCOT DR FLORENCE SC 295011913, FLORENCE, SC 29501-1913 |
| Document Number | 0000012184 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 000813/000118 |
| Instrument | 12184 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 22, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jul 24, 2019 |
| Property Address | 642 ASCOT DR, FLORENCE, SC 29501-1913 |
| Document Number | 0000010293 |
| Book / Page | 000808 / 000174 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 10293 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,195.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 642 ASCOT DR FLORENCE SC 295011913, FLORENCE, SC 29501-1913 |
| Document Number | 10294 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 000808/000178 |
| Instrument | 10294 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 642 Ascot Dr was $1,675.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,675.00 | $17,287 Land $1,800 Building $15,487 | $432,184 Land $45,000 Building $387,184 |
| 2023 | $1,474.00 (+3.22%) Homeowner's exemption | $12,655,161 (+99,901.27%) Land $1,800,000 Building $10,855,161 | $31,637,903 (+9,9%) Land $4,500,000 Building $27,137,903 |
| 2022 | $1,428.00 Homeowner's exemption | $12,655 Land $1,800 Building $10,855 | $316,379 Land $45,000 Building $271,379 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 642 Ascot Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 642 Ascot Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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