638 Ascot Dr, Florence, SC 29501 Property Records

Florence County property record for 638 Ascot Dr, Florence, SC 29501

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,198 sqft · built 1997
Lot Size0.55 acres (23,990 sqft)
OwnerIndividual Name on File
Tax Bill$1,689 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00981-03-017

Property Details

APN / Parcel Number

Primary APN00981-03-017
Alternative APN
  • 15011728

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,198 sqft Living Area
1st Floor Area1,279 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area23,990 sqft (0.55 acres)
Garage Area640 sqft
Parking Spaces2 Parking Spaces
Patio Area713 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address638 ASCOT DR
CityFLORENCE
StateSC
Zip29501-1913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROVE PARK LOT 121-A
Legal SubdivisionGROVE PARK
Legal Lot Number121-A
JurisdictionFLORENCE SC
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2003
Census Tract201

Owner

638 Ascot Dr is owned and occupied by an individual.

Source: Florence County records, as of June 5, 2026

Owner of RecordIndividual Name on File
Mailing Address638 ASCOT DR, FLORENCE, SC 29501-1913
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · VA Mortgage
AMERIS BANK
Jun 15, 2020Deed of Trust, Mortgage · VA Mortgage
AMERIS BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLORENCE SC
Property Address638 ASCOT DR, FLORENCE, SC 29501-1913
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009280284
DateJun 11, 2021
Book Page928/284
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLORENCE SC
Property Address638 ASCOT DR, FLORENCE, SC 29501-1913
Document Number0000008057
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address638 ASCOT DR FLORENCE SC 295011913, FLORENCE, SC 29501-1913

Mortgage

Document Number0000008057
DateJun 23, 2020
Book Page000859/000757
Instrument8057
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 638 Ascot Dr was $1,689.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,689.00$17,719 Land $1,800 Building $15,919$442,994 Land $45,000 Building $397,994
2023$1,484.00 (+3.13%)$12,758,357 (+99,902.8%) Land $1,800,000 Building $10,958,357$31,895,894 (+9,9%) Land $4,500,000 Building $27,395,894
2022$1,439.00$12,758 Land $1,800 Building $10,958$318,959 Land $45,000 Building $273,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 638 Ascot Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Ascot Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 79,745 people · EPA ID SC2110001
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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