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642 2nd St, Cedar Key, FL 32625 Property Records

Levy County property record for 642 2nd St, Cedar Key, FL 32625 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,054 sqft Heated Area
Lot Size3,920 sqft (0.089 acres)
Last Sale$207,000 (2019)
Tax Bill$5,349.00 (2024)

Property Details

APN / Parcel Number

Primary APN0853100000
Alternative APN
  • 3215130853100000

Interior

Full Baths2 Baths
Building Area1,054 sqft Heated Area
Gross Area1,356 sqft Gross Area
1st Floor1,054 sqft 1st Floor
Primary FlooringVinyl/Resilient Flooring

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1985
Exterior MaterialOther Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area3,920 sqft (0.089 acres)
PorchOpen Porch
Porch Area286 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelOther Heating Fuel

Location & Zoning

Old Parcel Number3215130853100000
Street Address642 2ND ST
CityCEDAR KEY
StateFL
Zip32625
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description32-15-13 CEDAR KEY BLK 4 LOT 20 & E1/2 OF LOT 19 OR BOOK 1610 PAGE 46
Legal Range13E
Legal Township15S
Legal Section32
Legal SubdivisionCEDAR KEY
Legal Block4
Legal Lot Number19,20
JurisdictionLEVY FL
Minor Civil DivisionCEDAR KEY-YANKEETOWN
Census Blockgroup1
Census Block1167
Census Tract970400

Owner

Source: Levy County records · APN 0853100000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address40243 COUNTY ROAD 452, LEESBURG, FL 34788-8309
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Deed of Trust, Mortgage · Small Business Association Mortgage
US SMALL BUSINESS ADMINISTRATION, AN AGE
Nov 01, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 21, 2019Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 29, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jan 30, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleOct 21, 2019 · Amount on Record
Deed SaleOct 21, 2019 · Amount on Record
Prior SaleOct 21, 2019 · Amount on Record
Deed Doc Number0015110775
Deed Book / Page1511 / 0775
Last Transfer DateNov 01, 2021
Transfer Doc0016100046
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEVY FL
Property Address642 2ND ST, CEDAR KEY, FL 32625
Transaction TypeMortgage
Record UpdatedJan 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address24899 SE 173RD LN, UMATILLA, FL 32784-9404

Mortgage

Document Number0017190830
DateJan 17, 2024
Book Page1719/830
Instrument729699
Lender
NameUS SMALL BUSINESS ADMINISTRATION, AN AGE
TypePrivate Party
Address2 20TH ST N STE 320, BIRMINGHAM, AL 35203
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term177 Months
DueOct 11, 2038

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEVY FL
Recording DateNov 01, 2021
Property Address642 2ND ST, CEDAR KEY, FL 32625
Document Number0016100046
Book / Page1610 / 46
Map ReferenceMB 1 PG 3
Instrument DateOct 26, 2021
Instrument691640
Transaction TypeTransfer
Record UpdatedJan 05, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address24899 SE 173RD LN, UMATILLA, FL 32784-9404

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateOct 21, 2019
Property Address642 2ND ST, CEDAR KEY, FL 32625
Document Number0015110775
Book / Page1511 / 0775
Map ReferenceMB 1 PG 3
Instrument DateOct 21, 2019
Instrument658585
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyLEVY ABSTRACT AND TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,449.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 652, CEDAR KEY, FL 32625-0652

Transferred To (Grantee/Buyer)

NameVerified Name
Address24899 SE 173RD LN, UMATILLA, FL 32784-9404

Mortgage

Document Number0001511777
DateOct 21, 2019
Instrument1511/777
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLEVY FL
Recording DateAug 29, 2018
Property Address642 2ND ST, CEDAR KEY, FL 32625
Document Number0014670421
Book / Page001467 / 000421
Instrument DateAug 22, 2018
Instrument642447
Transaction TypeTransfer
Record UpdatedSep 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2398 FRUITVILLE RD SARASOTA FL 342376114, SARASOTA, FL 34237-6114

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateJan 30, 2017
Property Address642 2ND ST, CEDAR KEY, FL 32625
Document Number0014110976
Book / Page001411 / 000976
Instrument DateJan 12, 2017
Instrument621913
Transaction TypeTransfer
Record UpdatedFeb 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressPO BOX 652 CEDAR KEY FL 326250652, CEDAR KEY, FL 32625-0652

Tax Assessment & Valuation

Source: Levy County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLevy County
MunicipalityCedar Key City
Unified School DistrictLevy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$238,655 (+2.96%) Land $90,750 Building $147,905$238,655 (+2.96%) Land $90,750 Building $147,905
2024$5,349.00 (+4.19%)
2023$5,134.00 (+11.15%)$231,791 (+12.77%)$231,791 (+12.77%) Land $90,750 Building $141,041
2022$4,619.00$205,536$205,536 Land $90,750 Building $114,786

Flood & Wildfire

642 2nd St is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Levy County (12075C), updated September 15, 2023

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation13.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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