598 2nd St, Cedar Key, FL 32625 Property Records

Levy County property record for 598 2nd St, Cedar Key, FL 32625 · Last verified January 2026

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4,200 sqft · built 1910
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Tax Bill$5,561 (2024)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone AE (high risk)
APN0851700000

Property Details

APN / Parcel Number

Primary APN0851700000
Alternative APN
  • 3215130851700000

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area4,200 sqft Total Area
1st Floor Area1,728 sqft
Upper Floors Area1,800 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1986
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable
Roof MaterialMetal
Lot Area3,485 sqft (0.08 acres)
Lot Width25 ft Width
PorchOpen Porch
Porch Area72 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelOther

Location & Zoning

Old Parcel Number3215130851700000
Street Address598 2ND ST
CityCEDAR KEY
StateFL
Zip32625
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Description32-15-13 CEDAR KEY BLK 3 LOT 13 & W 10 FT OF LOT 14 OR BOOK 175 PAGE 275
Legal Range13E
Legal Township15S
Legal Section32
Legal SubdivisionCEDAR KEY
Legal Block3
Legal Lot Number13
JurisdictionLEVY FL
Township / Civil DivisionCEDAR KEY-YANKEETOWN
Census Block Group1
Census Block1166
Census Tract970400

Owner

Source: Levy County records · APN 0851700000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 24, CEDAR KEY, FL 32625-0024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEVY FL
Property Address598 2ND ST, CEDAR KEY, FL 32625
Transaction TypeMortgage
Record UpdatedJan 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014910643
DateApr 29, 2019
Book Page1491/0643
Instrument651520
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Levy County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLevy County
MunicipalityCedar Key City
Unified School DistrictLevy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$325,428 (-11.94%) Land $126,000 Building $199,428$325,428 (-13.52%) Land $126,000 Building $199,428
2024$5,561.00 (-17.88%)
2023$6,772.00 Homeowner's exemption Widower's exemption$369,536$376,294 Land $126,000 Building $250,294

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Levy County (12075C), updated September 15, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120759704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 186 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies378 units insured
192 under condo master policies
Nearby Flood Claims614 (1983–2024)
Claims Outside the SFHA1 of 614
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Helene, Sep 2024 · 149 claims
  • Hurricane Idalia, Aug 2023 · 100 claims
  • Tropical Storm Josephine, Oct 1996 · 91 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Fiber by Central FloridaFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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