64196 Youngs Prairie Rd, Constantine, MI 49042 Property Records

St. Joseph County property record for 64196 Youngs Prairie Rd, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,208 sqft
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Dec 2025)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Dec 2025 Sale Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-015-004-02`

Property Details

APN / Parcel Number

Primary APN	`003-015-004-02`

Interior

Full Baths	1 Bath
Building Area	1,208 sqft Building Perimeter
1st Floor Area	1,208 sqft

Exterior

Lot Area	87,991 sqft (2.02 acres)
Lot Dimensions	200 ft deep x 440 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	64196 YOUNGS PRAIRIE RD
City	CONSTANTINE
State	MI
Zip	49042-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	COM N 1/4 COR SEC 15 T7S R12W TH E 137.39 FT TO C/L YOUNGS PRAIRIE RD TH S 35D 15M 07S E 1077.33 FT TO POB TH S 35D 15M 07S E
Legal Range	12W
Legal Township	07S
Legal Section	15
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	2
Census Block	2020
Census Tract	41101

Owner

64196 Youngs Prairie Rd is owned by two individuals who bought it in December 2025.

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 W NORTH ST, LAGRANGE, IN 46761-1106
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
May 18, 2023	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Jan 22, 2019	Deed of Trust, Mortgage · ARM SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Prior Sale	May 18, 2023 · Amount on File
Deed Document Number	20259707
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 11, 2025
Property Address	64196 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605
Document Number	2025009707
Instrument Date	Dec 11, 2025
Instrument	2025009707
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2208 PLAZA BONITA, CARLSBAD, CA 92009-6256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 W NORTH ST, LAGRANGE, IN 46761-1106

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	64196 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64196 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605

Mortgage

Document Number	2020002029
Date	Jun 1, 2020
Instrument	2020002029

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 18, 2023
Property Address	64196 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605
Document Number	2023003841
Instrument Date	May 15, 2023
Instrument	2023003841
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13488 RIVERSIDE DR, CONSTANTINE, MI 49042-9798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 130504, CARLSBAD, CA 92013-0504

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	64196 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605
Transaction Type	Mortgage
Record Updated	Jan 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1946/0023
Date	Jan 22, 2019
Book Page	1946/0023

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 64196 Youngs Prairie Rd was $1,567, up 3.6% from the year before.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,000 (+15.49%) Land $13,300 Building $27,700	$82,000 (+15.49%) Land $26,600 Building $55,400
2025	$1,567.00 (+3.57%)	$35,500 Land $10,100 Building $25,400	$71,000 Land $20,200 Building $50,800
2024	$1,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64196 Youngs Prairie Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64196 Youngs Prairie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Frontier.

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