63779 Youngs Prairie Rd, Constantine, MI 49042 Property Records

St. Joseph County property record for 63779 Youngs Prairie Rd, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,584 sqft · built 1972
Lot Size	5.28 acres (229,997 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (May 2026)
Tax Bill	$2,806 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2016 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-010-007-00`

Property Details

APN / Parcel Number

Primary APN	`003-010-007-00`

Interior

Full Baths	1 Bath
Building Area	1,584 sqft Building Perimeter
1st Floor Area	1,192 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	229,997 sqft (5.28 acres)
Lot Dimensions	410 ft deep x 500 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	63779 YOUNGS PRAIRIE RD
City	CONSTANTINE
State	MI
Zip	49042-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	COM S 1/4 COR SEC 10 T7S R12W TH S 88D 53M 38S E 133.01 FT TO C/L YOUNGS PRAIRIE RD TH N 34D 56M 41S W ALG SD C/L 977.43 FT T
Legal Range	12W
Legal Township	07S
Legal Section	10
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	1
Census Block	1019
Census Tract	41101

Owner

63779 Youngs Prairie Rd is owned and occupied by an individual who bought it in May 2026.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	63779 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
May 23, 2016	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FEDERAL CREDIT UNION
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Mar 12, 2015 · Amount on File
Deed Document Number	20263783
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	63779 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63779 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605

Mortgage

Document Number	2025009302
Date	Nov 25, 2025
Instrument	2025009302

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	63779 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01825/0384
Date	May 23, 2016
Book Page	1825/0384

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 10, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 4, 2026
Property Address	63779 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605
Document Number	0000003783
Instrument Date	May 1, 2026
Instrument	2026.3783
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63779 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605

Mortgage

Document Number	0000003784,
Date	May 4, 2026
Instrument	2026..3784

Lender

Name	NOTRE DAME FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 4, 2026
Property Address	63779 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605
Document Number	2026003783
Instrument Date	May 1, 2026
Instrument	20263783
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63779 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605

Mortgage

Document Number	0000003784,
Date	May 4, 2026
Instrument	20263784

Lender

Name	NOTRE DAME FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 63779 Youngs Prairie Rd was $2,806 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,100 (+5.33%) Land $21,400 Building $213,700	$470,200 (+5.33%) Land $42,800 Building $427,400
2025	$2,806.00 Homeowner's exemption	$223,200 Land $16,500 Building $206,700	$446,400 Land $33,000 Building $413,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 63779 Youngs Prairie Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63779 Youngs Prairie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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