6419 River St, Alanson, MI 49706 Property Records

Emmet County property record for 6419 River St, Alanson, MI 49706

Property Summary

Property TypeSingle Family Home
Lot Size0.756 acres (32,931 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jun 2026)
Tax Bill$1,896 (2024)
Deeds & MortgagesJul 2026 Mortgage
Jul 2026 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN41-17-10-300-035

Property Details

APN / Parcel Number

Primary APN41-17-10-300-035

Exterior

Lot Area32,931 sqft (0.756 acres)

Location & Zoning

Street Address6419 RIVER ST
CityALANSON
StateMI
Zip49706-9274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVOA R-2A
Legal DescriptionCOM AT NE COR OF E RIVER ST & CHEBOYGAN AVE, TH E 208 FT 9 IN, N 19?5'E 168 FT 9 IN, W 208 FT 9 IN TO E LN OF CHEBOYGAN AVE, S19?5'W ALG SD AVE 168 FT 9 IN TO POB. SECTION 10, T35N, R4W.
Legal Range04W
Legal Township35N
Legal Section10
JurisdictionEMMET MI
Township / Civil DivisionLITTLEFIELD
Census Block Group1
Census Block1031
Census Tract970202

Owner

6419 River St is owned and occupied by an individual who bought it in June 2026.

Source: Emmet County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6096 LANSING ST, ALANSON, MI 49706-9291
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Jul 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Jun 26, 2026Warranty Deed, Transfer · FHA Mortgage
MERCANTILE BANK
Jun 26, 2026Warranty Deed, Transfer
MERCANTILE BANK
Jun 2, 2023Deed of Trust, Mortgage · Conventional Mortgage
ST FRANCIS X FEDERAL CREDIT UNION
Mar 14, 2012Warranty Deed, Transfer · USDA Mortgage
USDA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2026 · Amount on File
Deed SaleJun 26, 2026 · Amount on File
Prior SaleMar 14, 2012 · Amount on File
Deed Document Number20265229066
Deed Book / Page1276 / 18
Prior Transfer DateJun 12, 2006
Prior Transfer Doc1080000593
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Recording DateJul 30, 2026
Property Address6419 RIVER ST, ALANSON, MI 49706-9274
Document Number0005229851
Book / Page1276 / 797
Instrument DateJul 24, 2026
Instrument20265229851
Transaction TypeMortgage
Record UpdatedAug 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6419 RIVER ST, ALANSON, MI 49706-9274

Mortgage

Document Number0005229851,
DateJul 30, 2026
Book Page1276/797
Instrument20265229851
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2041
Interest
Rate5.84%
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Recording DateJul 30, 2026
Property Address6419 RIVER ST, ALANSON, MI 49706-9274
Document Number0005229851
Book / Page1276 / 797
Instrument DateJul 24, 2026
Instrument20265229851
Transaction TypeMortgage
Record UpdatedAug 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6419 RIVER ST, ALANSON, MI 49706-9274

Mortgage

Document Number0005229851,
DateJul 30, 2026
Book Page1276/797
Instrument20265229851
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2041
Interest
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateJun 26, 2026
Property Address6419 RIVER ST, ALANSON, MI 49706-9274
Document Number0005229066
Book / Page1276 / 18
Instrument DateJun 22, 2026
Instrument20265229066
Transaction TypeTransfer
Record UpdatedJul 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6096 LANSING ST, ALANSON, MI 49706-9291

Mortgage

Document Number0005229067,
DateJun 26, 2026
Instrument20265229067
Lender
NameMERCANTILE BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.51%
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateJun 26, 2026
Property Address6419 RIVER ST, ALANSON, MI 49706-9274
Document Number0005229066
Book / Page1276 / 18
Instrument DateJun 22, 2026
Instrument20265229066
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyTITLE AGENCY, FOX TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6096 LANSING ST, ALANSON, MI 49706-9291

Mortgage

Document Number0005229067,
DateJun 26, 2026
Book Page1276/19
Instrument20265229067
Lender
NameMERCANTILE BANK
Agreement
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.51%
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address6419 RIVER ST, ALANSON, MI 49706-9274
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6419 RIVER ST, ALANSON, MI 49706-9274

Mortgage

Document Number0000001252/0000000565
DateJun 2, 2023
Book Page0000001252/0000000565
Instrument5205554
Lender
NameST FRANCIS X FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2038

March 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateMar 14, 2012
Property Address6419 RIVER ST, ALANSON, MI 49706-9274
Document Number001142/869
Book / Page1142 / 869
Instrument DateMar 8, 2012
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001142/870
DateMar 14, 2012
Book Page1142/870
Lender
NameUSDA
TypeGovernment Agency
AddressPO BOX 66889, SAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term396 Months
DueMar 8, 2045

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlanson Village
CountyEmmet County
County SubdivisionLittlefield Township
Unified School DistrictAlanson Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$72,000 (+5.57%) Land $72,000$144,000 (+5.57%) Land $144,000
2025$68,200 Land $68,200$136,400 Land $136,400
2024$1,896.00
2023$54,100 Land $54,100$108,200 Land $108,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6419 River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6419 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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