6419 Cw Smith Rd, Three Lakes, WI 54562 Property Records

Oneida County property record for 6419 Cw Smith Rd, Three Lakes, WI 54562

Property Summary

Property Type	Single Family Home
Lot Size	0.548 acres (23,909 sqft)
Owner	Individual Name on File
Last Sale	$220,500 (May 2022)
Tax Bill	$2,094 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TL 2702`

Property Details

APN / Parcel Number

Primary APN	`TL 2702`

Exterior

Lot Area	23,909 sqft (0.548 acres)

Location & Zoning

Street Address	6419 CW SMITH RD
City	THREE LAKES
State	WI
Zip	54562-9364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 833745/681380 CRYSTAL LAKE FOREST LOT 16 BLK 3
Legal Range	11E
Legal Township	38N
Legal Section	16
Legal Subdivision	CRYSTAL LAKE FOREST
Legal Block	3
Legal Lot Number	16
Jurisdiction	ONEIDA WI
Township / Civil Division	THREE LAKES
Census Block Group	1
Census Block	1023
Census Tract	970101

Owner

6419 Cw Smith Rd is owned and occupied by an individual who bought it in May 2022.

Source: Oneida County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	6419 CW SMITH RD, THREE LAKES, WI 54562-9364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022 · Amount on File
Deed Sale	May 18, 2022 · Amount on File
Deed Document Number	2022833745
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	6419 CW SMITH RD, THREE LAKES, WI 54562-9364
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000868143
Date	Jan 7, 2026
Instrument	868143

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	6419 CW SMITH RD, THREE LAKES, WI 54562-9364
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	VILAS TITLE SERVICE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000837798
Date	Sep 30, 2022
Instrument	837798

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Sep 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	May 18, 2022
Property Address	6419 CW SMITH RD, THREE LAKES, WI 54562-9364
Document Number	0000833745
Instrument Date	Mar 15, 2022
Instrument	833745
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$661.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6419 CW SMITH RD, THREE LAKES, WI 54562-9364

Mortgage

Document Number	0000833746
Date	May 18, 2022
Instrument	833746

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	6419 CW SMITH RD, THREE LAKES, WI 54562-9364
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6419 CW SMITH RD, THREE LAKES, WI 54562-9364

Mortgage

Document Number	824255
Date	Aug 16, 2021
Instrument	824255

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6419 Cw Smith Rd was $2,094 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Three Lakes Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,094.00	$150,400 Land $9,000 Building $141,400	$282,369 Land $16,897 Building $265,472
2023	$1,849.00 Homeowner's exemption	$150,400 Land $9,000 Building $141,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6419 Cw Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6419 Cw Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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