Oneida County property record for 6406 Cw Smith Rd, Three Lakes, WI 54562 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 57,935 sqft (1.33 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,869.00 (2025) |
Source: Oneida County records · APN TL 568 1
Assessment roll updated March 24, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6406 CW SMITH RD, THREE LAKES, WI 54562-9364 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK |
| Dec 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK |
| Aug 14, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage PEOPLES STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jul 09, 2026 |
| Property Address | 6406 CW SMITH RD, THREE LAKES, WI 54562-9364 |
| Document Number | 0000873021 |
| Instrument Date | Jul 03, 2026 |
| Instrument | 2026873021 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6406 CW SMITH RD, THREE LAKES, WI 54562-9364 |
| Document Number | 0000873021, |
|---|---|
| Date | Jul 09, 2026 |
| Instrument | 2026873021 |
| Name | PEOPLES STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 22, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | THREE LAKES, WI 54562 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000814091 |
|---|---|
| Date | Dec 07, 2020 |
| Instrument | 814091 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Address | WAUSAU, WI 54402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | THREE LAKES, WI 54562 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000796385 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 796385 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Address | WAUSAU, WI 54402 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | May 06, 2020 |
Source: Oneida County records · Assessment roll updated March 24, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Three Lakes Town |
| Unified School District | Three Lakes School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,869.00 (+13.22%) | $206,100 (-) Land $15,300 Building $190,800 | $386,943 Land $28,725 Building $358,218 |
| 2023 | $2,534.00 Homeowner's exemption | $206,100 Land $15,300 Building $190,800 |
Source: FEMA National Flood Hazard Layer, Oneida County (55085C), updated May 16, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | TL 568 1 |
|---|
| Lot Area | 57,935 sqft (1.33 acres) |
|---|
| Street Address | 6406 CW SMITH RD |
|---|---|
| City | THREE LAKES |
| State | WI |
| Zip | 54562-9364 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DOC 654907/537760 PT SE SW |
| Legal Range | 11E |
| Legal Township | 38N |
| Legal Section | 16 |
| Jurisdiction | ONEIDA WI |
| Minor Civil Division | THREE LAKES |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 970101 |
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