6411 Summer Cloud Way, Columbia, MD 21045 Property Records

Howard County property record for 6411 Summer Cloud Way, Columbia, MD 21045 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1990
Square Footage1,780 sqft Total Area
Lot Size7,274 sqft (0.167 acres)
GarageAttached, 528 sqft
OccupancyOwner Occupied
Last Sale$455,000 (2021)
Tax Bill$6,760.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-188921
Alternative APN
  • 188921

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,780 sqft Total Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area7,274 sqft (0.167 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Porch Area64 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number188921
Street Address6411 SUMMER CLOUD WAY
CityCOLUMBIA
StateMD
Zip21045-5625
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 159 .167 A 6411 SUMMER CLOUD WAY VIL LONGREACH S 2 A 2
Legal SubdivisionVILLAGE LONGREACH SEC 02
Legal Lot Number159
JurisdictionHOWARD MD
Minor Civil Division6, SAVAGE
Census Blockgroup1
Census Block1002
Census Tract606706

Owner

Source: Howard County records · APN 16-188921

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6411 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5625
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Intrafamily Transfer, Transfer
Apr 15, 2021Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2021 · Amount on Record
Deed SaleApr 15, 2021 · Amount on Record
Prior SaleDec 22, 2006 · Amount on Record
Deed Book / Page20455 / 281
Last Transfer DateJun 24, 2021
Transfer Doc0206760106
Record RefreshedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHOWARD MD
Recording DateJun 29, 2021
Property Address6411 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5625
Document Number0206760106
Book / Page20676 / 106
Map ReferencePL 7819
Instrument DateJun 24, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address6411 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5625

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateApr 15, 2021
Property Address6411 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5625
Document Number0204550281
Book / Page20455 / 281
Map ReferencePL 7819
Instrument DateApr 09, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,825.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6411 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5625

Mortgage

Document Number0020455288
DateApr 15, 2021
Instrument20455/288
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$503,600 (+8.09%) Land $225,200 Building $278,400$503,600 (-) Land $225,200 Building $278,400
2025$6,760.00 (+5.1%) Homeowner's exemption$465,900 (+19.31%)$503,600 (+28.96%) Land $225,200 Building $278,400
2024$6,432.00 (+46.28%)
2023$390,500 Land $170,200 Building $220,300$390,500 Land $170,200 Building $220,300
2022$4,397.00

Flood & Wildfire

6411 Summer Cloud Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Howard County (24027C), updated October 31, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Summer Cloud Way

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