6418 Derby Rd, Applegate, MI 48401 Property Records

Sanilac County property record for 6418 Derby Rd, Applegate, MI 48401 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	1,197,900 sqft (27.5 acres)
Last Sale	$120,000 (2015)
Tax Bill	$1,494.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`210-028-400-030-00`

Exterior

Lot Area	1,197,900 sqft (27.5 acres)

Location & Zoning

Street Address	6418 DERBY RD
City	APPLEGATE
State	MI
Zip	48401-9781
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SA-28 403 T11N R16E SEC 28 E 3/5 OF W 5/8 OF N 1/2OF SE 1/4 EXC E 254.5 FT OF N 429.5 FT 27.5 AC
Legal Subdivision	SECTION 28
Jurisdiction	SANILAC MI
Minor Civil Division	SANILAC
Census Blockgroup	1
Census Block	1032
Census Tract	970500

Owner

Source: Sanilac County records · APN 210-028-400-030-00

Assessment roll updated July 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9577 DIXIE HWY, IRA, MI 48023-2321
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2015 · Amount on Record
Deed Sale	Jan 20, 2015 · Amount on Record
Prior Sale	Nov 19, 1997 · Amount on Record
Deed Doc Number	20151
Deed Book / Page	1260 / 20
Prior Transfer Date	Oct 24, 2011
Prior Transfer Doc	01146/00793
Record Refreshed	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANILAC MI
Property Address	6418 DERBY RD, APPLEGATE, MI 48401-9781
Transaction Type	Mortgage
Record Updated	Jan 02, 2026
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9577 DIXIE HWY, IRA, MI 48023-2321

Mortgage

Document Number	001642/233
Date	Nov 26, 2025
Book Page	1642/233

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Sanilac County records · Assessment roll updated July 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Sanilac County
County Subdivision	Sanilac Township
Unified School District	Carsonville-Port Sanilac School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,494.00 (-71.66%)	$222,600 (+38.26%)	$445,200 (+38.26%)
2023		$161,000	$322,000
2022	$5,271.00

Flood & Wildfire

6418 Derby Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Sanilac County (26151C), updated August 9, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 15th in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.