5605 Derby Rd, Applegate, MI 48401 Property Records

Sanilac County property record for 5605 Derby Rd, Applegate, MI 48401 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	78,844 sqft (1.81 acres)
Occupancy	Owner Occupied
Last Sale	$295,000 (2026)
Tax Bill	$478.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`210-029-200-040-00`

Exterior

Lot Area	78,844 sqft (1.81 acres)

Location & Zoning

Street Address	5605 DERBY RD
City	APPLEGATE
State	MI
Zip	48401-9779
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SA-29 204 T11N R16E SEC 29 COM AT A PT 532 FT E OFSW COR OF NW 1/4 TH N 321.5 FT, E 271 FT, S 321.5 FT, W 271 FT TO POB 1.99
Jurisdiction	SANILAC MI
Minor Civil Division	SANILAC
Census Blockgroup	1
Census Block	1035
Census Tract	970500

Owner

Source: Sanilac County records · APN 210-029-200-040-00

Assessment roll updated July 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5605 DERBY RD, APPLEGATE, MI 48401-9779
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2026 · Amount on Record
Deed Sale	Jun 01, 2026 · Amount on Record
Prior Sale	Jun 06, 2007 · Amount on Record
Deed Doc Number	2026
Deed Book / Page	1661 / 843
Prior Transfer Date	Dec 29, 2023
Prior Transfer Doc	1585000800
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANILAC MI
Recording Date	Jun 01, 2026
Property Address	5605 DERBY RD, APPLEGATE, MI 48401-9779
Document Number	1661000843
Book / Page	1661 / 843
Instrument Date	May 28, 2026
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5605 DERBY RD, APPLEGATE, MI 48401-9779

Mortgage

Document Number	1661000845,
Date	Jun 01, 2026
Book Page	1661/845

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Sanilac County records · Assessment roll updated July 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Sanilac County
County Subdivision	Sanilac Township
Unified School District	Carsonville-Port Sanilac School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$478.00 (-49.79%) Homeowner's exemption	$61,500 (+23.49%)	$123,000 (+23.49%)
2023		$49,800	$99,600
2022	$952.00

Flood & Wildfire

5605 Derby Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Sanilac County (26151C), updated August 9, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.