6417 Concord Dr, Sebring, FL 33876 Property Records

Highlands County property record for 6417 Concord Dr, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,007 sqft · built 2018
Lot Size	0.325 acres (14,175 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Jun 2019)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`C-15-35-30-072-0YY0-0070`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-072-0YY0-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,007 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	2,007 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,175 sqft (0.325 acres)
Lot Dimensions	105 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	401 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6417 CONCORD DR
City	SEBRING
State	FL
Zip	33876-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FAIRWAY LAKES AMENDED REPLAT PB 15 PG 17 LOT 7 BLK YY
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	FAIRWAY LAKES REPLAT
Legal Lot Number	7
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4014
Census Tract	961000

Owner

6417 Concord Dr is owned by a company that bought it in June 2019 and is owner-occupied.

Source: Highlands County records, as of October 8, 2026

Owner of Record	Company Name on File
Mailing Address	6417 CONCORD DR, SEBRING, FL 33876-7621
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Jul 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 28, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage COMMUNITY FIRST BANK NATTIONAL BANK
Jul 11, 2017	Deed of Trust, Mortgage · Line of Credit BUILDERS CAP
Mar 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Document Number	201946335
Deed Book / Page	2700 / 707
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6417 CONCORD ST, SEBRING, FL 33876-7627
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6417 CONCORD DR, SEBRING, FL 33876-7627

Mortgage

Document Number	0002054825
Date	Sep 21, 2021
Book Page	2852/1225
Instrument	2054825

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6417 CONCORD ST, SEBRING, FL 33876-7627
Document Number	0001984211
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6417 CONCORD ST SEBRING FL 338767627, SEBRING, FL 33876-7627

Mortgage

Document Number	0001984211
Date	Apr 30, 2020
Book Page	002750/001789
Instrument	1984211

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 2, 2019
Property Address	6417 CONCORD ST, SEBRING, FL 33876-7627
Document Number	0001946612
Book / Page	002700 / 001460
Instrument Date	Jun 28, 2019
Instrument	1946612
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6417 CONCORD ST SEBRING FL 338767627, SEBRING, FL 33876-7627

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 28, 2019
Property Address	6417 CONCORD ST, SEBRING, FL 33876-7627
Document Number	0001946335
Book / Page	2700 / 0707
Map Reference	MB 15 PG 17
Instrument Date	Jun 28, 2019
Instrument	1946335
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 KING AIR WAY NW, 218, LAKE PLACID, FL 33852-9797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6417 CONCORD ST, SEBRING, FL 33876-7627

Mortgage

Document Number	0002700709
Date	Jun 28, 2019
Instrument	2700/709

Lender

Name	COMMUNITY FIRST BANK NATTIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6417 CONCORD ST, SEBRING, FL 33876-7627
Document Number	0001859509
Book / Page	002589 / 001752
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218 KING AIR WAY NW LAKE PLACID FL 338529797, LAKE PLACID, FL 33852-9797
Investor	Possibly a Property Investor

Mortgage

Document Number	0001859509
Date	Jul 14, 2017
Book Page	002589/001752
Instrument	1859509

Lender

Name	BUILDERS CAP
Type	Funding / Finance Company
Address	AUSTIN, TX 78704

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 17, 2017
Property Address	6417 CONCORD ST, SEBRING, FL 33876-7627
Document Number	0001846288
Book / Page	002571 / 000545
Instrument Date	Mar 10, 2017
Instrument	1846288
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$39.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218 KING AIR WAY NW LAKE PLACID FL 338529797, LAKE PLACID, FL 33852-9797

Tax Assessment & Valuation

The 2025 property tax bill for 6417 Concord Dr was $2,237 with a homeowner's exemption, up 3.4% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00 (+3.42%) Homeowner's exemption	$152,945	$260,286 Land $18,000 Building $242,286
2024	$2,163.00 (+4.14%)
2023	$2,077.00 (+2.16%) Homeowner's exemption	$144,306 (+3%)	$276,760 (+14.37%) Land $15,000 Building $261,760
2022	$2,033.00 Homeowner's exemption	$140,103	$241,984 Land $10,000 Building $231,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6417 Concord Dr in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6417 Concord Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

6417 Concord Dr, Sebring, FL 33876 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Concord Dr

Nearby Streets

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