6400 Concord Dr, Sebring, FL 33876 Property Records

Highlands County property record for 6400 Concord Dr, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,968 sqft · built 2003
Lot Size	0.734 acres (31,995 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2019)
Tax Bill	$4,453 (2024)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-072-0ZZ0-0270`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-072-0ZZ0-0270`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,968 sqft Living Area
1st Floor Area	3,080 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,995 sqft (0.734 acres)
Lot Dimensions	167 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	1,129 sqft
Driveway	Driveway
Driveway Area	2,240 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	664 sqft
Patio Area	130 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6400 CONCORD DR
City	SEBRING
State	FL
Zip	33876-7651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FAIRWAY LAKES AMENDED REPLAT PB 15 PG 17 LOTS 27 + 28 BLK ZZ
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	FAIRWAY LAKES REPLAT
Legal Block	ZZ
Legal Lot Number	27-28 28
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4012
Census Tract	961000

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6400 CONCORD DR, SEBRING, FL 33876-7651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	0002699571
Deed Book / Page	2699 / 571
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 24, 2019
Property Address	6400 CONCORD DR, SEBRING, FL 33876-7651
Document Number	0001945513
Book / Page	002699 / 000571
Instrument Date	Jun 24, 2019
Instrument	1945513
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BROOK LN SEBRING FL 338766369, SEBRING, FL 33876-6369

Mortgage

Document Number	1945514
Date	Jun 24, 2019
Book Page	002699/000573
Instrument	1945514

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$301,271 (+5.99%)	$475,680 (+13.78%) Land $44,250 Building $431,430
2024	$4,453.00 (+3.37%)
2023	$4,308.00 (+0.07%) Homeowner's exemption Widower's exemption	$284,252 (+3%)	$418,058 (+6.17%) Land $38,625 Building $379,433
2022	$4,305.00 Homeowner's exemption Widower's exemption	$275,973	$393,770 Land $25,750 Building $368,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35