Richland County property record for 6416 Whiteoak Rd, Columbia, SC 29206
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,391 sqft · built 1962 |
| Lot Size | 0.394 acres (17,181 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $207,000 (Jul 2016) |
| Tax Bill | $2,461 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16807-05-08 |
| Primary APN | 16807-05-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,391 sqft Heated Area |
| Gross Area | 3,243 sqft |
| 1st Floor Area | 1,608 sqft |
| Utility Area | 75 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,181 sqft (0.394 acres) |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 88 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00656855 |
|---|---|
| Street Address | 6416 WHITEOAK RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29206-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 34 BLOCK 57 120X117.7X84.7X42X143.6 #SU FOREST LAKE #PR W-22 53-1198 |
| Legal Subdivision | FOREST LAKE ESTATES |
| Legal Block | 57 |
| Legal Lot Number | 34 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 11307 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6416 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 18, 2024 | Deed of Trust, Mortgage · Line of Credit UNLOCK PARTNERSHIP SOLUTIONS INC |
| Aug 5, 2020 | Deed of Trust, Mortgage · VA Mortgage FINANCEMYHOME.COM |
| Jul 13, 2019 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Oct 9, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2016 · Amount on Record |
| Deed Sale | Jul 6, 2016 · Amount on Record |
| Prior Sale | May 16, 2012 · Amount on Record |
| Deed Document Number | 201649159 |
| Deed Book / Page | 2127 / 1027 |
| Prior Transfer Date | Jul 10, 1998 |
| Prior Transfer Doc | 0000044423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 6416 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026681677 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 2668/1677 |
| Instrument | 2021063696 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 6416 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6416 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Document Number | 0029081221 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | 2908/1221 |
| Instrument | 2024011738 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | 5 BRYANT PARK # 2323, NEW YORK, NY 10018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 6416 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Document Number | 2522/2982 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6416 WHITEOAK RD COLUMBIA SC 292063336, COLUMBIA, SC 29206-3336 |
| Document Number | 2522/2982 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 002522/002982 |
| Instrument | 43847 |
| Name | FINANCEMYHOME.COM |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 6416 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Document Number | 2412/1095 |
| Instrument Date | Jul 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 6416 WHITEOAK RD COLUMBIA SC 292063336, COLUMBIA, SC 29206-3336 |
| Document Number | 2412/1095 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 002412/001095 |
| Instrument | 52261 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 6416 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Document Number | 2344/1865 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L |
| Name | Verified Name |
|---|---|
| Address | 6416 WHITEOAK RD COLUMBIA SC 292063336, COLUMBIA, SC 29206-3336 |
| Document Number | 2344/1865 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 002344/001865 |
| Instrument | 76569 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2048 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,461.00 (+13.51%) | $247,100 (+2,775.93%) | $335,500 (+56.19%) Land $51,800 Building $283,700 |
| 2023 | $2,168.00 (+0.56%) | $8,592 (+0.02%) | $214,800 (-) |
| 2021 | $2,156.00 | $8,590 | $214,800 Land $44,400 Building $170,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (2015–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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