Richland County property record for 6404 Whiteoak Rd, Columbia, SC 29206
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,304 sqft · built 1962 |
| Lot Size | 0.453 acres (19,754 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,500 (May 2021) |
| Tax Bill | $3,115 (2025) |
| Deeds & Mortgages | Aug 2021 Sale May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16807-05-07 |
| Primary APN | 16807-05-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,304 sqft Heated Area |
| Gross Area | 2,954 sqft |
| 1st Floor Area | 2,304 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,754 sqft (0.453 acres) |
| Garage Type | Carport |
| Garage Area | 460 sqft |
| Carport | Carport |
| Carport Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00656846 |
|---|---|
| Street Address | 6404 WHITEOAK RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29206-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 33 BLOCK 57 102.4X143.6X141.5X104.7X33 #SU FOREST LAKE EST #PR RB2622-2105 S-190 |
| Legal Subdivision | FOREST LAKE ESTATES |
| Legal Block | 57 |
| Legal Lot Number | 33 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 11307 |
Source: Richland County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6404 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Distribution, Transfer |
| May 26, 2021 | Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Aug 24, 2021 | Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Sep 7, 2017 | Grant Deed, Transfer · Conventional with PMI HOMEOWNERS MTG ENTS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Prior Sale | Sep 7, 2017 · Amount on Record |
| Deed Document Number | 202133299 |
| Deed Book / Page | 2622 / 2106 |
| Prior Transfer Date | May 14, 2021 |
| Prior Transfer Doc | 0026573396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 18, 2021 |
| Property Address | 6404 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Document Number | 0026551491 |
| Book / Page | 2655 / 1491 |
| Map Reference | MB S PG 190 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021055219 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4008 VERNER ST, COLUMBIA, SC 29204-4335 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 26, 2021 |
| Property Address | 6404 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Document Number | 0026222106 |
| Book / Page | 2622 / 2106 |
| Map Reference | MB S PG 190 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021033299 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,045.25 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6404 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Document Number | 2021033300 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021033300 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 24, 2021 |
| Property Address | 6404 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Document Number | 0026573396 |
| Book / Page | 2657 / 3396 |
| Map Reference | MB S PG 190 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021056742 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,045.25 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6404 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Document Number | 2021056743 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021056743 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 7, 2017 |
| Property Address | 6404 WHITEOAK RD, COLUMBIA, SC 29206-3336 |
| Document Number | 2242/1144 |
| Book / Page | 002242 / 001144 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 66661 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $847.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4008 VERNER ST COLUMBIA SC 292044335, COLUMBIA, SC 29204-4335 |
| Document Number | 2242/1147 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 002242/001147 |
| Instrument | 86662 |
| Name | HOMEOWNERS MTG ENTS |
|---|---|
| Type | Mortgage Company |
| Address | 2530 DEVINE ST, COLUMBIA, SC 29205-2408 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2047 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,115.00 (+13.73%) | $324,900 (+2,775.22%) | $362,300 (+28.25%) Land $51,800 Building $310,500 |
| 2023 | $2,739.00 (+20.29%) | $11,300 (+23.36%) | $282,500 (+23.36%) |
| 2021 | $2,277.00 | $9,160 | $229,000 Land $37,000 Building $192,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (2015–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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