Highlands County property record for 6416 Concord St, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,998 sqft · built 2018 |
| Lot Size | 0.316 acres (13,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Dec 2018) |
| Tax Bill | $3,738 (2024) |
| Deeds & Mortgages | Dec 2018 Sale Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | C-15-35-30-072-0YY0-0020 |
| Primary APN | C-15-35-30-072-0YY0-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 13,797 sqft (0.316 acres) |
| Lot Dimensions | 100 ft deep x 135 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 59 sqft |
| Patio Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 6416 CONCORD ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-7626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FAIRWAY LAKES AMENDED REPLAT PB 15 PG 17 LOT 2 BLK YY |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | FAIRWAY LAKES REPLAT |
| Legal Block | YY |
| Legal Lot Number | 2 7 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 961000 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2820 BRIARWOOD LN, SEBRING, FL 33875-4760 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2018 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Jan 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NAT'L BK |
| Jul 11, 2017 | Deed of Trust, Mortgage · Line of Credit BUILDERS CAP |
| Mar 17, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on File |
| Deed Sale | Dec 28, 2018 · Amount on File |
| Prior Sale | Mar 17, 2017 · Amount on File |
| Deed Document Number | 0002671827 |
| Deed Book / Page | 2671 / 827 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 6416 CONCORD ST, SEBRING, FL 33876-7626 |
| Document Number | 0001923312 |
| Book / Page | 002671 / 000827 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 1923312 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2820 BRIARWOOD LN SEBRING FL 338754760, SEBRING, FL 33875-4760 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 6416 CONCORD ST, SEBRING, FL 33876-7626 |
| Document Number | 0001927980 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2820 BRIARWOOD LN SEBRING FL 338754760, SEBRING, FL 33875-4760 |
| Document Number | 0001927980 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 002676/001782 |
| Instrument | 1927980 |
| Name | HEARTLAND NAT'L BK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 6, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 6416 CONCORD ST, SEBRING, FL 33876-7626 |
| Document Number | 0001859509 |
| Book / Page | 002589 / 001752 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 218 KING AIR WAY NW LAKE PLACID FL 338529797, LAKE PLACID, FL 33852-9797 |
| Investor | Possibly a Property Investor |
| Document Number | 0001859509 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 002589/001752 |
| Instrument | 1859509 |
| Name | BUILDERS CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | AUSTIN, TX 78704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 17, 2017 |
| Property Address | 6416 CONCORD ST, SEBRING, FL 33876-7626 |
| Document Number | 0001846287 |
| Book / Page | 002571 / 000543 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 1846287 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $39.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 218 KING AIR WAY NW LAKE PLACID FL 338529797, LAKE PLACID, FL 33852-9797 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $237,442 (-5.72%) Land $18,000 Building $219,442 | $237,442 (-5.72%) Land $18,000 Building $219,442 | |
| 2024 | $3,738.00 (+4.85%) | ||
| 2023 | $3,565.00 (+8.1%) | $251,855 (+14.49%) Land $15,000 Building $236,855 | $251,855 (+14.49%) Land $15,000 Building $236,855 |
| 2022 | $3,298.00 | $219,983 Land $10,000 Building $209,983 | $219,983 Land $10,000 Building $209,983 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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