Highlands County property record for 6325 Concord St, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,412 sqft · built 1994 |
| Lot Size | 0.353 acres (15,393 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (Feb 2003) |
| Tax Bill | $3,820 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C-15-35-30-072-0ZZ0-0190 |
| Primary APN | C-15-35-30-072-0ZZ0-0190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,412 sqft Living Area |
| 1st Floor Area | 2,030 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 15,393 sqft (0.353 acres) |
| Garage Type | Mixed |
| Garage Area | 446 sqft |
| Carport | Carport |
| Carport Area | 456 sqft |
| Driveway | Driveway |
| Driveway Area | 1,152 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 480 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 321 sqft |
| Patio Area | 318 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 6325 CONCORD ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-7625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FAIRWAY LAKES AMENDED REPLAT PB 15 PG 17 LOT 19 BLK ZZ |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | FAIRWAY LAKES REPLAT |
| Legal Block | ZZ |
| Legal Lot Number | 19 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 961000 |
Source: Highlands County records · APN C-15-35-30-072-0ZZ0-0190
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6325 CONCORD ST, SEBRING, FL 33876-7625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 22, 2022 | Intrafamily Transfer, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2003 · Amount on Record |
| Deed Sale | Feb 05, 2003 · Amount on Record |
| Prior Sale | Feb 22, 2022 |
| Deed Document Number | 0016531693 |
| Last Transfer Date | May 10, 2024 |
| Transfer Doc | 0002203268 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 6325 CONCORD ST, SEBRING, FL 33876-7625 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6325 CONCORD ST, SEBRING, FL 33876-7625 |
| Document Number | 0002105311 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 2919/510 |
| Instrument | 2105311 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 22, 2022 |
| Property Address | 6325 CONCORD ST, SEBRING, FL 33876-7625 |
| Document Number | 0002079534 |
| Book / Page | 2886 / 366 |
| Map Reference | MB 12 PG 43 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2079534 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4076 SABLE LOOP DR, 4076, LAKE WALES, FL 33859-5401 |
| Name | Verified Name |
|---|---|
| Address | 6325 CONCORD ST, SEBRING, FL 33876-7625 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $275,049 (+4.67%) Land $19,425 Building $255,624 | $275,049 (+4.67%) Land $19,425 Building $255,624 | |
| 2024 | $3,820.00 (+3.78%) | ||
| 2023 | $3,681.00 (-2.26%) Homeowner's exemption | $262,780 (+4.15%) Land $17,160 Building $245,620 | $262,780 (+4.15%) Land $17,160 Building $245,620 |
| 2022 | $3,766.00 | $252,307 Land $15,600 Building $236,707 | $252,307 Land $15,600 Building $236,707 |
Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 25 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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