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  5. Raffia Rd

6414 Raffia Rd, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 6414 Raffia Rd, Charlotte, NC 28277 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,521 sqft · built 2018
Lot Size0.164 acres (7,174 sqft)
OwnerIndividual Name on File
Last Sale$402,500 (Oct 2018)
Tax Bill$5,918 (2023)
Deeds & MortgagesDec 2019 Mortgage
May 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN229-173-40

Property Details

APN / Parcel Number

Primary APN229-173-40

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,521 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,174 sqft (0.164 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number229-173-40
Street Address6414 RAFFIA RD
CityCHARLOTTE
StateNC
Zip28277-5743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL59 M61-665
Legal SubdivisionREA FARMS PH 1
Legal Lot Number59
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3015
Census Tract5845

Owner

Source: Mecklenburg County records · APN 229-173-40

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4905 PROVIDENCE COUNTRY CLUB DR, CHARLOTTE, NC 28277-4810
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SEC MTG
May 22, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Feb 08, 2019Grant Deed, Subdivision Related Transfer
ATTORNEY ONLY
Oct 30, 2018Special Warranty Deed, Transfer · ARM
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Deed Document Number0033077163
Deed Book / Page33077 / 163
Prior Transfer DateOct 30, 2018
Prior Transfer Doc2018136286
Record UpdatedJun 07, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6414 RAFFIA RD, CHARLOTTE, NC 28277-5743
Document Number0000172787
Instrument DateDec 17, 2019
Transaction TypeMortgage
Record UpdatedJan 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6429 RAFFIA RD CHARLOTTE NC 282775743, CHARLOTTE, NC 28277-5743

Mortgage

Document Number0000172787
DateDec 18, 2019
Book Page034134/000191
Instrument172787
Lender
NameAMERICAN SEC MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 22, 2019
Property Address6414 RAFFIA RD, CHARLOTTE, NC 28277-5743
Document Number0000062058
Book / Page033527 / 000498
Instrument DateMay 22, 2019
Instrument62058
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address79 MADISON AVE NEW YORK NY 100167802, NEW YORK, NY 10016-7802
InvestorPossibly a Property Investor

February 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 08, 2019
Property Address6414 RAFFIA RD, CHARLOTTE, NC 28277-5743
Document Number0000014584
Book / Page033274 / 000276
Instrument DateFeb 08, 2019
Instrument14584
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$878.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8231 CORNHILL AVE CHARLOTTE NC 28277, CHARLOTTE, NC 28277

October 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 30, 2018
Property Address6414 RAFFIA RD, CHARLOTTE, NC 28277-5743
Document Number0000136286
Book / Page33077 / 163
Map ReferenceMB61 PG665
Instrument DateOct 30, 2018
Instrument2018136286
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$805.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6701 CARMEL RD STE 425, 6701, CHARLOTTE, NC 28226-0203

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6414 RAFFIA RD, CHARLOTTE, NC 28277-5743

Mortgage

Document Number0000136287
DateOct 30, 2018
Instrument2018136287
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateNov 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.37%
Index1-Year LIBOR
Max Rate9.37%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Google Fiber, Uniti Group, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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