Mecklenburg County property record for 6434 Raffia Rd, Charlotte, NC 28277 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,807 sqft · built 2018 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $428,000 (Nov 2018) |
| Tax Bill | $4,995 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 229-173-35 |
| Primary APN | 229-173-35 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,807 sqft Living Area |
| Gross Area | 3,291 sqft |
| 1st Floor Area | 1,190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 5,489 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6434 RAFFIA RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-5743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L64 M61-665 |
| Legal Subdivision | REA FARMS |
| Legal Block | 3 |
| Legal Lot Number | 64 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 5845 |
Source: Mecklenburg County records · APN 229-173-35
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6434 RAFFIA RD, CHARLOTTE, NC 28277-5743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Apr 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Nov 01, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2018 · Amount on Record |
| Deed Sale | Nov 01, 2018 · Amount on Record |
| Deed Document Number | 2018137543 |
| Deed Book / Page | 33084 / 253 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 6434 RAFFIA RD, CHARLOTTE, NC 28277-5743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000208924 |
|---|---|
| Date | Dec 09, 2020 |
| Book Page | 35414/181 |
| Instrument | 2020208924 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 6434 RAFFIA RD, CHARLOTTE, NC 28277-5743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000036883 |
|---|---|
| Date | Apr 01, 2019 |
| Book Page | 33395/381 |
| Instrument | 2019036883 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 01, 2018 |
| Property Address | 6434 RAFFIA RD, CHARLOTTE, NC 28277-5743 |
| Document Number | 0000137543 |
| Book / Page | 33084 / 253 |
| Map Reference | MB61 PG665 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018137543 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $856.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6701 CAMEL RD425, 6701, CHARLOTTE, NC 28226 |
| Name | Verified Name |
|---|---|
| Address | 6434 RAFFIA RD, CHARLOTTE, NC 28277-5743 |
| Document Number | 0000137544 |
|---|---|
| Date | Nov 01, 2018 |
| Instrument | 2018137544 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $639,500 Land $115,000 Building $524,500 | $639,500 Land $115,000 Building $524,500 | |
| 2024 | $4,995.00 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Google Fiber, Uniti Group, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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