6414 Baring Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 6414 Baring Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,508 sqft · built 2005
Lot Size	0.21 acres (9,252 sqft)
Owner	2 Individual Names on File
Last Sale	$196,500 (Sep 2018)
Tax Bill	$8,492 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-403-051`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-403-051`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,508 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Material	Shingle
Lot Area	9,252 sqft (0.21 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6414 BARING RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1006 IN CATON RIDGE WEST SUBDIVISION UNIT 5, BEING A SUB IN THE E1/2 OF THE SE1/4 OF SEC. 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST UNIT 5
Legal Lot Number	1006
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2005
Census Tract	880432

Owner

6414 Baring Ridge Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6414 BARING RIDGE DR, PLAINFIELD, IL 60586-2841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage PACOR MORTGAGE CORP
Sep 27, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	Mar 2, 2005 · Amount on File
Deed Document Number	201868216
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6414 BARING RIDGE DR, PLAINFIELD, IL 60586-2841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094287
Date	Oct 26, 2020
Instrument	R2020094287

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 27, 2018
Property Address	6414 BARING RIDGE DR, PLAINFIELD, IL 60586-2841
Document Number	0000068216
Instrument Date	Sep 19, 2018
Instrument	68216
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.75
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6414 BARING RIDGE DR PLAINFIELD IL 605862841, PLAINFIELD, IL 60586-2841

Mortgage

Document Number	68217
Date	Sep 27, 2018
Instrument	68217

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6414 Baring Ridge Dr was $8,492.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,492.00	$123,856 (+8.45%) Land $23,039 Building $100,817	$371,568 (+8.45%) Land $69,117 Building $302,451
2024		$114,206 Land $21,244 Building $92,962	$342,618 Land $63,732 Building $278,886
2022	$7,274.00	$92,641 Land $17,233 Building $75,408	$277,923 Land $51,699 Building $226,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6414 Baring Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6414 Baring Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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