6410 Baring Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 6410 Baring Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,508 sqft · built 2005
Lot Size	0.17 acres (7,507 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (Apr 2021)
Tax Bill	$7,943 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-403-053`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-403-053`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,508 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Material	Shingle
Lot Area	7,507 sqft (0.17 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6410 BARING RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1008 IN CATON RIDGE WEST SUBDIVISION UNIT 5, BEING A SUB IN THE E1/2 OF THE SE1/4 OF SEC. 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST
Legal Lot Number	1008
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2005
Census Tract	880432

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6410 BARING RIDGE DR, PLAINFIELD, IL 60586-2841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Apr 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Feb 16, 2005 · Amount on Record
Deed Document Number	202140942
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6410 BARING RIDGE DR, PLAINFIELD, IL 60586-2841
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6410 BARING RIDGE DR, PLAINFIELD, IL 60586-2841

Mortgage

Document Number	0000021343
Date	Apr 25, 2025
Instrument	R2025021343

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 12, 2021
Property Address	6410 BARING RIDGE DR, PLAINFIELD, IL 60586-2841
Document Number	0000040942
Map Reference	DOC R2004-84127
Instrument Date	Jan 27, 2021
Instrument	R2021040942
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6410 BARING RIDGE DR, PLAINFIELD, IL 60586-2841

Mortgage

Document Number	0000040943
Date	Apr 12, 2021
Instrument	R2021040943

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,943.00 (+16.76%)	$123,856 (+8.45%) Land $23,039 Building $100,817	$371,568 (+8.45%) Land $69,117 Building $302,451
2024		$114,206 (+23.28%) Land $21,244 Building $92,962	$342,618 (+23.28%) Land $63,732 Building $278,886
2022	$6,803.00 Homeowner's exemption	$92,641 Land $17,233 Building $75,408	$277,923 Land $51,699 Building $226,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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