64136 Union Rd, Vandalia, MI 49095 Property Records

Cass County property record for 64136 Union Rd, Vandalia, MI 49095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2020
Lot Size	10.5 acres (459,994 sqft)
Owner	2 Individual Names on File
Last Sale	$347,500 (Aug 2026)
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-010-013-211-10`

Property Details

APN / Parcel Number

Primary APN	`14-010-013-211-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,200 sqft Building Perimeter
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	459,994 sqft (10.5 acres)
Garage Area	1,278 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	64136 UNION RD
City	VANDALIA
State	MI
Zip	49095-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	211A COM S 439.32 FT FRM NE COR SEC TH N 89 DEG 25'20W 1328.03 FT S 455 FT S 89 DEG 25'20E 182 FT N 125 FT S 89 DEG 25'20E
Legal Range	14W
Legal Township	07S
Legal Section	13
Jurisdiction	CASS MI
Township / Civil Division	CALVIN
Census Block Group	4
Census Block	4022
Census Tract	1600

Owner

64136 Union Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Cass County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15300 JOSEPH ST, VANDALIA, MI 49095-9785
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 18, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Deed Document Number	202634232
Deed Book / Page	1280 / 1447
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 3, 2026
Property Address	64136 UNION RD, VANDALIA, MI 49095-9713
Document Number	0000034232
Book / Page	1280 / 1447
Instrument Date	Jul 31, 2026
Instrument	202634232
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15300 JOSEPH ST, VANDALIA, MI 49095-9785

Mortgage

Document Number	0000034233,
Date	Aug 3, 2026
Instrument	202634233

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	64136 UNION RD, VANDALIA, MI 49095-9713
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1198/645
Date	Jun 16, 2021
Book Page	1198/645

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	64136 UNION RD, VANDALIA, MI 49095-9713
Transaction Type	Mortgage
Record Updated	Nov 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0011300869
Date	Oct 18, 2017
Book Page	1130/0869

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 64136 Union Rd was $3,256 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Calvin Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,400 (+28.85%) Land $235,400	$470,800 (+28.85%) Land $470,800
2025	$3,256.00 Homeowner's exemption	$182,700 Land $182,700	$365,400 Land $365,400
2023		$139,400	$278,800
2022	$2,792.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 64136 Union Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64136 Union Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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