6413 Silver Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 6413 Silver Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,916 sqft · built 2005
Lot Size	0.168 acres (7,337 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Aug 2026)
Tax Bill	$6,906 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-403-024`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-403-024`
Alternative APN	`06-03-31-403-024-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,916 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Material	Other
Lot Area	7,337 sqft (0.168 acres)
Garage Type	Attached
Garage Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6413 SILVER RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN CATON RIDGE WEST SUBDIVISION UNIT 5, BEING A SUB IN THE E1/2 OF THE SE1/4 OF SEC. 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST UNIT 5
Legal Block	2
Legal Lot Number	1031
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2005
Census Tract	880432

Owner

6413 Silver Ridge Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Will County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6413 SILVER RIDGE DR, PLAINFIELD, IL 60586-2904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Nov 18, 2005 · Amount on File
Deed Document Number	202653714
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 28, 2026
Property Address	6413 SILVER RIDGE DR, PLAINFIELD, IL 60586-2904
Document Number	0000053714
Instrument Date	Jul 28, 2026
Instrument	202653714
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6413 SILVER RIDGE DR, PLAINFIELD, IL 60586-2904

Mortgage

Document Number	0000053715,
Date	Aug 28, 2026
Instrument	202653715

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6413 SILVER RIDGE DR, PLAINFIELD, IL 60586-2904
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046508
Date	Apr 26, 2021
Instrument	R2021046508

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Interest

Rate	2.37%

Tax Assessment & Valuation

The 2025 property tax bill for 6413 Silver Ridge Dr was $6,906.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,906.00	$108,729 (+8.45%) Land $23,039 Building $85,690	$326,187 (+8.45%) Land $69,117 Building $257,070
2024		$100,257 Land $21,244 Building $79,013	$300,771 Land $63,732 Building $237,039
2022	$5,915.00 Homeowner's exemption	$81,327 Land $17,233 Building $64,094	$243,981 Land $51,699 Building $192,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6413 Silver Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6413 Silver Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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