6405 Silver Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 6405 Silver Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,364 sqft · built 2005
Lot Size	0.17 acres (7,466 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Jan 2017)
Tax Bill	$8,124 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-403-028`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-403-028`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,364 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Material	Shingle
Lot Area	7,466 sqft (0.17 acres)
Garage Type	Attached
Garage Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6405 SILVER RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1027 IN CATON RIDGE WEST SUBDIVISION UNIT 5, BEING A SUB IN THE E1/2 OF THE SE1/4 OF SEC. 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST UNIT 5
Legal Lot Number	1027
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2005
Census Tract	880432

Owner

6405 Silver Ridge Dr is owned and occupied by an individual who bought it in January 2017.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6405 SILVER RIDGE DR, PLAINFIELD, IL 60586-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on File
Deed Sale	Jan 24, 2017 · Amount on File
Prior Sale	Sep 6, 2012 · Amount on File
Deed Document Number	20177280
Prior Transfer Date	Oct 28, 2016
Prior Transfer Doc	0000088219
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6405 SILVER RIDGE DR, PLAINFIELD, IL 60586-2904
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019502
Date	Feb 19, 2021
Instrument	R2021019502

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.69%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 24, 2017
Property Address	6405 SILVER RIDGE DR, PLAINFIELD, IL 60586-2904
Document Number	0000007280
Map Reference	DOC R2004-84127
Instrument Date	Jan 17, 2017
Instrument	R2017007280
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 SILVER RIDGE DR, PLAINFIELD, IL 60586-2904

Mortgage

Document Number	0000007281
Date	Jan 24, 2017
Instrument	R2017007281

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 6405 Silver Ridge Dr was $8,124.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,124.00	$126,495 (+8.45%) Land $23,039 Building $103,456	$379,485 (+8.45%) Land $69,117 Building $310,368
2024		$116,639 Land $21,244 Building $95,395	$349,917 Land $63,732 Building $286,185
2022	$6,958.00 Homeowner's exemption	$94,616 Land $17,233 Building $77,383	$283,848 Land $51,699 Building $232,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6405 Silver Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6405 Silver Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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