6412 Ridgeside Blvd, Montgomery, AL 36116 Property Records

Montgomery County property record for 6412 Ridgeside Blvd, Montgomery, AL 36116

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,719 sqft · built 2013
Lot Size	0.01 acres (434 sqft)
Owner	Individual Name on Record
Last Sale	$362,000 (Nov 2025)
Tax Bill	$1,618 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-07-36-1-000-001.154`

Property Details

APN / Parcel Number

Primary APN	`10-07-36-1-000-001.154`
Alternative APNs	`0310073601000001154` `298870`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,719 sqft Living Area
1st Floor Area	1,476 sqft
Upper Floors Area	1,243 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	434 sqft (0.01 acres)
Lot Dimensions	7.8 ft deep x 55.6 ft wide
Garage Area	421 sqft
Porch	Slab
Porch Area	211 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	298870
Street Address	6412 RIDGESIDE BLVD
City	MONTGOMERY
State	AL
Zip	36116-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	1007361000001154
Legal Range	18E
Legal Township	16N
Legal Section	36
Legal Subdivision	SOMERHILL 2 CORR OF CORR
Legal Block	F
Legal Lot Number	49
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1002
Census Tract	5605

Owner

Source: Montgomery County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6412 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
May 2, 2022	Correction Deed
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Apr 25, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Jan 16, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	May 2, 2022 · Amount on Record
Deed Document Number	20254790157
Deed Book / Page	6388 / 15
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	6412 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4324
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060930433
Date	Feb 28, 2024
Book Page	6093/433

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	MONTGOMERY, AL 36117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Dec 5, 2038

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTGOMERY AL
Recording Date	May 2, 2022
Property Address	6412 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4324
Document Number	0058080541
Book / Page	5808 / 541
Map Reference	MB 51 PG 62
Instrument Date	Mar 25, 2022
Record Updated	Jun 6, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Mar 25, 2022
Property Address	6412 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4324
Document Number	0057890054
Book / Page	5789 / 54
Map Reference	MB 51 PG 62
Instrument Date	Mar 25, 2022
Transaction Type	Transfer
Record Updated	Jun 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6412 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4324

Mortgage

Document Number	0000578956
Date	Mar 25, 2022
Instrument	5789/56

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	6412 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4324
Document Number	0053860556
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6412 RIDGESIDE BLVD MONTGOMERY AL 361164324, MONTGOMERY, AL 36116-4324

Mortgage

Document Number	0053860556
Date	May 26, 2020
Book Page	005386/000556

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jan 16, 2019
Property Address	6412 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4324
Document Number	0051900155
Book / Page	005190 / 000155
Instrument Date	Jan 11, 2019
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	134 MULLBURY PL LYNCHBURG VA 245025819, LYNCHBURG, VA 24502-5819

Mortgage

Document Number	51900156
Date	Jan 16, 2019
Book Page	005190/000156

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,618.00 (+5.82%) Homeowner's exemption	$34,020 (+5.72%) Land $3,000 Building $31,020	$340,200 (+5.72%) Land $30,000 Building $310,200
2023	$1,529.00 Homeowner's exemption	$32,180 Land $3,000 Building $29,180	$321,800 Land $30,000 Building $291,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, C Spire Wireless, T-Mobile.

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