6405 Ridgeside Blvd, Montgomery, AL 36116 Property Records

Montgomery County property record for 6405 Ridgeside Blvd, Montgomery, AL 36116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,905 sqft · built 2007
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$231,750 (Jan 2023)
Tax Bill	$2,178 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-07-36-1-000-001.130`

Property Details

APN / Parcel Number

Primary APN	`10-07-36-1-000-001.130`
Alternative APNs	`0310073601000001130` `298942`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,905 sqft Living Area
1st Floor Area	1,905 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Area	550 sqft
Porch	Slab
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	298942
Street Address	6405 RIDGESIDE BLVD
City	MONTGOMERY
State	AL
Zip	36116-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	1007361000001130
Legal Range	18E
Legal Township	16N
Legal Section	36
Legal Subdivision	SOMERHILL 2 CORR OF CORR
Legal Block	F
Legal Lot Number	6
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1002
Census Tract	5605

Owner

6405 Ridgeside Blvd is owned and occupied by two individuals who bought it in January 2023.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6405 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Special Warranty Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC
Feb 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage FORETHOUGHT LIFE INSURANCE COMPANY
Jan 20, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023 · Amount on File
Deed Sale	Jan 12, 2023 · Amount on File
Prior Sale	Jan 21, 2022 · Amount on File
Deed Document Number	20234606687
Deed Book / Page	5923 / 729
Record Updated	Oct 29, 2026

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jan 12, 2023
Property Address	6405 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4317
Document Number	0059230729
Book / Page	5923 / 729
Map Reference	MB 51 PG 62
Instrument Date	Jan 9, 2023
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	BCHH INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 WALL ST # 235, 235, NEW YORK, NY 10005-4301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6405 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4317

Mortgage

Document Number	0059230733
Date	Jan 12, 2023
Instrument	5923-0733

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	6405 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4317
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057600466
Date	Feb 7, 2022
Book Page	5760/466

Lender

Name	FORETHOUGHT LIFE INSURANCE COMPANY
Type	Non-Lending Institution
Address	BRIGHTON, MA 02135

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jan 20, 2022
Property Address	6405 RIDGESIDE BLVD, MONTGOMERY, AL 36116-4317
Document Number	0057500981
Book / Page	5750 / 981
Map Reference	MB 51 PG 62
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CMR 486 BOX 582582, 582582, APO-AE XX 9128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 WALL ST # 253, 253, NEW YORK, NY 10005-4301
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 6405 Ridgeside Blvd was $2,178, down 0.7% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,178.00 (-0.73%)
2025	$2,194.00	$22,530 Land $3,000 Building $19,530	$225,300 Land $30,000 Building $195,300
2023	$2,135.00	$43,840 Land $6,000 Building $37,840	$219,200 Land $30,000 Building $189,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6405 Ridgeside Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6405 Ridgeside Blvd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, C Spire Wireless, T-Mobile.

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