Clay County property record for 6397 Cabana Trce, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 5,974 sqft · built 2021 |
| Lot Size | 0.63 acres (27,442 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Apr 2014) |
| Tax Bill | $23,602 (2025) |
| Deeds & Mortgages | Feb 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-06-23-021646-002-22 |
| Primary APN | 15-06-23-021646-002-22 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 5,974 sqft Living Area |
| Gross Area | 6,922 sqft |
| 1st Floor Area | 4,682 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 27,442 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 948 sqft |
| Porch | Finished/Open Porch |
| Boat House | 635 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6397 CABANA TRCE |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-9724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 22 KINGSLEY COVE AS REC OR 3637 PG 368 |
| Legal Range | 23E |
| Legal Township | 06S |
| Legal Section | 15 |
| Legal Subdivision | KINGSLEY COVE |
| Legal Lot Number | 22 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 980000 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4202 NW 155TH TER, NEWBERRY, FL 32669-2016 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2014 · Amount on Record |
| Deed Sale | Apr 23, 2014 · Amount on Record |
| Prior Sale | Mar 1, 2013 · Amount on Record |
| Deed Document Number | 201420357 |
| Deed Book / Page | 3637 / 368 |
| Prior Transfer Date | Feb 12, 2013 |
| Prior Transfer Doc | 0035071721 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 6397 CABANA TRCE, STARKE, FL 32091-9724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042790416 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 4279/0416 |
| Instrument | 2020008329 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Mar 1, 2051 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,602.00 (+3.22%) | $1,547,488 (-0.89%) Land $500,000 Building $1,047,488 | $1,547,488 (-0.89%) Land $500,000 Building $1,047,488 |
| 2024 | $22,866.00 (-4.85%) | ||
| 2023 | $24,032.00 (+9.07%) | $1,561,385 (+5.87%) Land $500,000 Building $1,061,385 | $1,561,385 (+5.87%) Land $500,000 Building $1,061,385 |
| 2022 | $22,034.00 | $1,474,747 Land $500,000 Building $974,747 | $1,474,747 Land $500,000 Building $974,747 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: CenturyLink.
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