6411 Vail Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 6411 Vail Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,758 sqft · built 2004
Lot Size	0.18 acres (7,875 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Jun 2019)
Tax Bill	$6,540 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-404-010`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-404-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,758 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Roof Material	Shingle
Lot Area	7,875 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	6411 VAIL RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 977 IN CATON RIDGE WEST SUB UNIT 1, BEING A SUB OF THAT PRT OF SEC 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST
Legal Lot Number	977
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2005
Census Tract	880432

Owner

6411 Vail Ridge Dr is owned and occupied by an individual who bought it in June 2019.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	6411 VAIL RIDGE DR, PLAINFIELD, IL 60586-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED FIDELITY FUNDING CORP
May 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 3, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED FIDELITY FUNDING CORP
Jun 18, 2019	Warranty Deed, Transfer · VA Mortgage UNITED FIDELITY FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Prior Sale	Mar 13, 2014 · Amount on File
Deed Document Number	201937675
Prior Transfer Date	Jan 6, 2016
Prior Transfer Doc	0000026870
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6411 VAIL RIDGE DR, PLAINFIELD, IL 60586-2620
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031898
Date	Mar 22, 2021
Instrument	R2021031898

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	RIVERSIDE, MO 64150

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate	2.25%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6411 VAIL RIDGE DR, PLAINFIELD, IL 60586-2620
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025785
Date	May 26, 2023
Instrument	R2023025785

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2043

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6411 VAIL RIDGE DR, PLAINFIELD, IL 60586-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025142
Date	Apr 3, 2020
Instrument	R2020025142

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	RIVERSIDE, MO 64150

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate	2.87%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 18, 2019
Property Address	6411 VAIL RIDGE DR, PLAINFIELD, IL 60586-2620
Document Number	0000037675
Map Reference	DOC R2003-167401
Instrument Date	Jun 7, 2019
Instrument	R2019037675
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6411 VAIL RIDGE DR, 6411, PLAINFIELD, IL 60586-2620

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6411 VAIL RIDGE DR, PLAINFIELD, IL 60586-2620
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037676
Date	Jun 18, 2019
Instrument	R2019037676

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate	3.75%
Change Frequency	2 Years

Tax Assessment & Valuation

The 2025 property tax bill for 6411 Vail Ridge Dr was $6,540.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,540.00	$103,392 (+8.45%) Land $23,039 Building $80,353	$310,176 (+8.45%) Land $69,117 Building $241,059
2024		$95,336 Land $21,244 Building $74,092	$286,008 Land $63,732 Building $222,276
2022	$5,601.00 Homeowner's exemption	$77,334 Land $17,233 Building $60,101	$232,002 Land $51,699 Building $180,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6411 Vail Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6411 Vail Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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