6409 Vail Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 6409 Vail Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,346 sqft · built 2004
Lot Size	0.17 acres (7,409 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (Sep 2004)
Tax Bill	$7,955 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-404-011`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-404-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,346 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Material	Shingle
Lot Area	7,409 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6409 VAIL RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 976 IN CATON RIDGE WEST SUB UNIT 1, BEING A SUB OF THAT PRT OF SEC 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST
Legal Lot Number	976
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2005
Census Tract	880432

Owner

6409 Vail Ridge Dr is owned and occupied by an individual who bought it in September 2004.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	6409 VAIL RIDGE DR, PLAINFIELD, IL 60586-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ABRI CREDIT UNION
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2004 · Amount on File
Deed Sale	Sep 22, 2004 · Amount on File
Deed Document Number	2004174730
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	May 7, 2026
Property Address	6409 VAIL RIDGE DR, PLAINFIELD, IL 60586-2620
Document Number	0000027085
Instrument Date	Apr 28, 2026
Instrument	202627085
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	6409 VAIL RIDGE DR, PLAINFIELD, IL 60586-2620

Mortgage

Document Number	0000027085,
Date	May 7, 2026
Instrument	202627085

Lender

Name	ABRI CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6409 VAIL RIDGE DR, PLAINFIELD, IL 60586-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059033
Date	Jul 28, 2017
Instrument	R2017059033

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 6409 Vail Ridge Dr was $7,955.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,955.00	$124,020 (+8.45%) Land $23,039 Building $100,981	$372,060 (+8.45%) Land $69,117 Building $302,943
2024		$114,357 Land $21,244 Building $93,113	$343,071 Land $63,732 Building $279,339
2022	$6,813.00 Homeowner's exemption	$92,764 Land $17,233 Building $75,531	$278,292 Land $51,699 Building $226,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6409 Vail Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6409 Vail Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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