6411 Montcalm Ave, Belding, MI 48809 Property Records

Kent County property record for 6411 Montcalm Ave, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,655 sqft
Lot Size	6.47 acres (281,833 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2021)
Tax Bill	$5,762 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-12-13-200-027`

Property Details

APN / Parcel Number

Primary APN	`41-12-13-200-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,655 sqft Living Area
1st Floor Area	1,641 sqft
Basement Area	1,641 sqft
Unfinished Basement	1,641 sqft

Exterior

Lot Area	281,833 sqft (6.47 acres)
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6411 MONTCALM AVE
City	BELDING
State	MI
Zip	48809-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	411213200027 PART OF E 1/2 COM AT E 1/4 COR TH S 0D 23M 18S W ALONG E SEC LINE 165.0 FT TH S 77D 23M 18S W 681.89 FT TH N 1D
Legal Range	09W
Legal Township	08N
Legal Section	13
Jurisdiction	KENT MI
Township / Civil Division	GRATTAN
Census Block Group	3
Census Block	3014
Census Tract	10902

Owner

6411 Montcalm Ave is owned and occupied by an individual who bought it in August 2021.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	6411 MONTCALM AVE, BELDING, MI 48809-9660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Jan 5, 2018	Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD MTG/MI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Jan 5, 2018 · Amount on File
Deed Document Number	202189826
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 12, 2021
Property Address	6411 MONTCALM AVE, BELDING, MI 48809-9660
Document Number	0000089826
Instrument Date	Aug 6, 2021
Instrument	20210812-0089826
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	PLACER TITLE AGENCY, ACKER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6411 MONTCALM AVE, 6411, BELDING, MI 48809-9660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5251 BARTONVILLE RD, BELDING, MI 48809-8714

Mortgage

Document Number	0000089827
Date	Aug 12, 2021
Instrument	20210812-0089827

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 5, 2018
Property Address	6411 MONTCALM AVE, BELDING, MI 48809-9660
Document Number	0000001677
Instrument Date	Jan 3, 2018
Instrument	1677
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,386.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2972 S HORSESHOE DR SW WYOMING MI 494189784, WYOMING, MI 49418-9784

Mortgage

Document Number	1678
Date	Jan 5, 2018
Instrument	1678

Lender

Name	FIFTH THIRD MTG/MI
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6411 Montcalm Ave was $5,762.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Grattan Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,100	$490,200
2025	$5,762.00
2023		$195,300	$390,600
2019	$4,035.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6411 Montcalm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6411 Montcalm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	200 / 50
Michwave Technologies Fixed Wireless	25 / 15
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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