5998 Montcalm Ave, Belding, MI 48809 Property Records

Ionia County property record for 5998 Montcalm Ave, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,490 sqft · built 2008
Lot Size	4.13 acres (180,121 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Dec 2018)
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-130-019-000-020-01`

Property Details

APN / Parcel Number

Primary APN	`34-130-019-000-020-01`
Alternative APN	`13001900002001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Basement Area	1,490 sqft
Unfinished Basement	1,490 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Lot Area	180,121 sqft (4.13 acres)
Lot Dimensions	567 ft deep x 300 ft wide
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5998 MONTCALM AVE
City	BELDING
State	MI
Zip	48809-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-C
Legal Description	BEG AT THE NW 1/4 OF THE NW 1/4 S 300FT E 600FT TH N 300FT TH W 600 FT. TO BEG. SEC 19-8-8
Legal Range	08
Legal Township	08
Legal Section	19
Jurisdiction	IONIA MI
Township / Civil Division	OTISCO
Census Block Group	1
Census Block	1023
Census Tract	30401

Owner

Source: Ionia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5998 MONTCALM AVE, BELDING, MI 48809-9729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2018	Deed of Trust, Mortgage · ARM MERCANTILE BANK
Dec 18, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage LAKE MICHIGAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Deed Book / Page	652 / 9922
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	5998 MONTCALM AVE, BELDING, MI 48809-9729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000649/0000009775
Date	Apr 19, 2018
Book Page	0000000649/0000009775

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2023
Index	1-Year LIBOR

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Dec 18, 2018
Property Address	5998 MONTCALM AVE, BELDING, MI 48809-9729
Document Number	652/9922
Book / Page	652 / 9922
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6529925
Date	Dec 18, 2018
Instrument	652/9925

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	652/9922
Date	Dec 18, 2018
Book Page	652/9922

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
County Subdivision	Otisco Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,500 (+5.1%) Land $20,600 Building $162,900	$367,000 (+5.1%) Land $41,200 Building $325,800
2025	$4,505.00 Homeowner's exemption	$174,600 (+24.27%) Land $20,600 Building $154,000	$349,200 (+24.27%) Land $41,200 Building $308,000
2023		$140,500 Land $15,900 Building $124,600	$281,000 Land $31,800 Building $249,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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