6410 186th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 6410 186th St, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property Type	Mobile Home
Details	1,568 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Jan 2021)
Tax Bill	$1,976 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-002-0304`

Property Details

APN / Parcel Number

Primary APN	`02-002-0304`

Interior

Building Area	1,568 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Lot Area	217,800 sqft (5 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	6410 186TH ST
City	MILACA
State	MN
Zip	56353-4702
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S 1/2 OF NW OF SW OF NE 2 38 26 5.00
Legal Range	26
Legal Township	38
Legal Section	02
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1003
Census Tract	170400

Owner

Source: Mille Lacs County records · APN 02-002-0304

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1091 7TH ST SE, FOREST LAKE, MN 55025-1839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Oct 24, 2012 · Amount on Record
Deed Document Number	2021421900
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 11, 2021
Property Address	6410 186TH ST, MILACA, MN 56353-4702
Document Number	A421900
Instrument Date	Dec 31, 2020
Instrument	A421900
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$519.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	799 11TH AVE SW APT 316, 316, FOREST LAKE, MN 55025-3738

Mortgage

Document Number	000A421901
Date	Jan 11, 2021
Instrument	A421901

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,976.00 (-12.57%)
2025		$181,400 (-1.41%) Land $80,000 Building $101,400	$181,400 (-1.41%) Land $80,000 Building $101,400
2023	$2,260.00	$184,000 Land $54,000 Building $130,000	$184,000 Land $54,000 Building $130,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 74% of Minnesota
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Benton Cooperative Telephone Company	Fiber	250 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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