6371 186th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 6371 186th St, Milaca, MN 56353

Property Summary

Property Type	Mobile Home
Details	1,296 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jul 2020)
Tax Bill	$1,960 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-002-0308`

Property Details

APN / Parcel Number

Primary APN	`02-002-0308`

Interior

Building Area	1,296 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Lot Area	217,800 sqft (5 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Deck Area	96 sqft

Location & Zoning

Street Address	6371 186TH ST
City	MILACA
State	MN
Zip	56353-4700
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PART OF SE OF SW OF NE, LYING NE'LY OF A LINE, BEG AT SE COR, NW'LY TO NW COR OF SE-SW-NE, PARCEL C OF 11/11/00 REV SKETCH
Legal Range	26
Legal Township	38
Legal Section	02
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1003
Census Tract	170400

Owner

6371 186th St, a mobile home, is owned and occupied by two individuals who bought it in July 2020.

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6371 186TH ST, MILACA, MN 56353-4700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Feb 7, 2008 · Amount on File
Deed Document Number	2020417902
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 2, 2020
Property Address	6371 186TH ST, MILACA, MN 56353-4700
Document Number	A417902
Instrument Date	Jun 10, 2020
Instrument	A417902
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6371 186TH ST, MILACA, MN 56353-4700

Mortgage

Document Number	A417903
Date	Jul 2, 2020
Instrument	A417903

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6371 186th St was $1,960.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,960.00	$212,100 (+17.7%) Land $92,000 Building $120,100	$212,100 (+17.7%) Land $92,000 Building $120,100
2025		$180,200 Land $80,000 Building $100,200	$180,200 Land $80,000 Building $100,200
2023	$2,260.00	$182,900 Land $54,000 Building $128,900	$182,900 Land $54,000 Building $128,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6371 186th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6371 186th St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on 186th St

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