641 West Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 641 West Dr, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,222 sqft · built 1974
Lot Size	0.219 acres (9,557 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (May 2025)
Tax Bill	$6,418 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-43-46-19-06-000-0121`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-19-06-000-0121`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,222 sqft Living Area
Gross Area	3,207 sqft
1st Floor Area	2,222 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,557 sqft (0.219 acres)
Lot Dimensions	124 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Pool Area	76 sqft
Porch	Finished Screened Porch
Porch Area	479 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	641 WEST DR
City	DELRAY BEACH
State	FL
Zip	33445-8715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-AA
Legal Description	HOMEWOOD PARK REPLAT LT 12A
Legal Range	43E
Legal Township	46S
Legal Section	19
Legal Subdivision	HOMEWOOD PARK
Legal Lot Number	12A
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1009
Census Tract	6907

Owner

641 West Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	641 WEST DR, DELRAY BEACH, FL 33445-8715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROUP ONE MORTGAGE INC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROUP ONE MTG
Dec 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Aug 4, 2015 · Amount on File
Deed Document Number	2025175934
Deed Book / Page	35747 / 1406
Prior Transfer Date	Dec 2, 2020
Prior Transfer Doc	0319831905
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	641 WEST DR, DELRAY BEACH, FL 33445-8715
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 WEST DR, DELRAY BEACH, FL 33445-8715

Mortgage

Document Number	0321600382
Date	Feb 3, 2021
Book Page	32160/382
Instrument	20210051602

Lender

Name	GROUP ONE MORTGAGE INC
Type	Mortgage Company
Address	JUPITER, FL 33477

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	641 WEST DR, DELRAY BEACH, FL 33445-8715
Document Number	0321600382
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	641 WEST DR DELRAY BEACH FL 334458715, DELRAY BEACH, FL 33445-8715

Mortgage

Document Number	0321600382
Date	Jan 28, 2021
Book Page	032160/000382
Instrument	51602

Lender

Name	GROUP ONE MTG
Type	Mortgage Company
Address	JUPITER, FL 33477

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 8, 2020
Property Address	641 WEST DR, DELRAY BEACH, FL 33445-8715
Document Number	0319831905
Book / Page	031983 / 001905
Instrument Date	Dec 2, 2020
Instrument	467795
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 WEST DR DELRAY BEACH FL 334458715, DELRAY BEACH, FL 33445-8715

Tax Assessment & Valuation

The 2025 property tax bill for 641 West Dr was $6,418, up 6.4% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,418.00 (+6.4%)	$363,584	$663,408 Land $223,339 Building $440,069
2024	$6,032.00 (-0.25%)
2023	$6,047.00 (+2.13%) Homeowner's exemption	$343,046 (+3%)	$576,129 (+19.18%) Land $170,730 Building $405,399
2022	$5,921.00 Homeowner's exemption	$333,054	$483,407 Land $147,840 Building $335,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 West Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	20 (1987–2017)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Jun 2017 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 West Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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