626 West Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 626 West Dr, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,070 sqft · built 1984
Lot Size	0.246 acres (10,729 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (May 2006)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-43-46-19-06-000-0060`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-19-06-000-0060`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	3,044 sqft
1st Floor Area	2,070 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,729 sqft (0.246 acres)
Lot Dimensions	126 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Pool Area	92 sqft
Porch	Finished Screened Porch
Porch Area	42 sqft
Patio Area	660 sqft
Storage Building	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	626 WEST DR
City	DELRAY BEACH
State	FL
Zip	33445-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-AA
Legal Description	HOMEWOOD PARK REPLAT LT 6
Legal Range	43E
Legal Township	46S
Legal Section	19
Legal Subdivision	HOMEWOOD PARK
Legal Lot Number	6
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1007
Census Tract	6907

Owner

626 West Dr is owned and occupied by an individual who acquired it in October 2021.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	626 WEST DR, DELRAY BEACH, FL 33445-8714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2006 · Amount on File
Deed Sale	May 1, 2006 · Amount on File
Deed Document Number	2006254187
Deed Book / Page	20270 / 1279
Last Transfer Date	Oct 1, 2021
Transfer Doc	0330300631
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	626 WEST DR, DELRAY BEACH, FL 33445-8714
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 WEST DR, DELRAY BEACH, FL 33445-8714

Mortgage

Document Number	0337890239
Date	Aug 18, 2022
Book Page	33789/239
Instrument	20220350102

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Nov 5, 2021
Property Address	626 WEST DR, DELRAY BEACH, FL 33445-8714
Document Number	0330300631
Book / Page	33030 / 631
Map Reference	MB 29 PG 13
Instrument Date	Oct 1, 2021
Instrument	20210511730
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1433 CINDY DR, 1433, LAKE WORTH BEACH, FL 33461-6021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 WEST DR, DELRAY BEACH, FL 33445-8714

Mortgage

Document Number	33030635
Date	Nov 5, 2021
Instrument	33030/635

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	626 WEST DR, DELRAY BEACH, FL 33445-8714
Document Number	0315050477
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	626 WEST DR DELRAY BEACH FL 334458714, DELRAY BEACH, FL 33445-8714

Mortgage

Document Number	0315050477
Date	Jun 17, 2020
Book Page	031505/000477
Instrument	209964

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 16, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 626 West Dr was $3,462 with a homeowner's exemption, up 17.5% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,462.00 (+17.48%) Homeowner's exemption	$203,407	$585,144 Land $206,261 Building $378,883
2024	$2,947.00 (+0.34%)
2023	$2,937.00 (+4.52%) Homeowner's exemption	$178,471 (+3%)	$498,557 (+17.79%) Land $170,730 Building $327,827
2022	$2,810.00 Homeowner's exemption	$173,273	$423,271 Land $147,840 Building $275,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 626 West Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	20 (1987–2017)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Jun 2017 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 West Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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