641 Vance Neck Rd, Middletown, DE 19709 Property Records

New Castle County property record for 641 Vance Neck Rd, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,800 sqft · built 2009
Lot Size	2.94 acres (128,066 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Aug 2009)
Tax Bill	$7,167 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-018.00-165`

Property Details

APN / Parcel Number

Primary APN	`13-018.00-165`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,456 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	128,066 sqft (2.94 acres)
Lot Dimensions	888 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	641 VANCE NECK RD
City	MIDDLETOWN
State	DE
Zip	19709-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC2A
Legal Subdivision	RETTIG SUBD
Legal Lot Number	3
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2028
Census Tract	16608

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	641 VANCE NECK RD, MIDDLETOWN, DE 19709-7609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2009 · Amount on File
Deed Sale	Aug 6, 2009 · Amount on File
Deed Document Number	200952337
Prior Transfer Date	Jul 28, 2009
Prior Transfer Doc	0000052337
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	641 VANCE NECK RD, MIDDLETOWN, DE 19709-7609
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048275
Date	Apr 23, 2021
Instrument	20210423-0048275

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,167.00 (+46.8%)	$688,200 (+401.24%) Land $215,500 Building $472,700
2024			$598,050
2023	$4,882.00	$137,300 Land $20,800 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880