New Castle County property record for 640 Vance Neck Rd, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Details | built 1965 |
| Lot Size | 9.96 acres (433,858 sqft) |
| Owner | Company Name on File |
| Last Sale | $275,000 (Dec 2014) |
| Deeds & Mortgages | Oct 2023 Construction Loan May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-018.00-142 |
| Primary APN | 13-018.00-142 |
|---|
| Stories | 1 Story |
|---|
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Other |
| Lot Area | 433,858 sqft (9.96 acres) |
| Street Address | 640 VANCE NECK RD |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-9567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Subdivision | GINGERBRED FARM |
| Legal Lot Number | 1 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 16608 |
640 Vance Neck Rd is owned by a company that bought it in December 2014.
Source: New Castle County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 103B ROGERS RD, WILMINGTON, DE 19801-5767 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Construction Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB |
| May 6, 2020 | Deed, Transfer · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2014 · Amount on File |
| Deed Sale | Dec 2, 2014 · Amount on File |
| Deed Document Number | 201454159 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 640 VANCE NECK RD, MIDDLETOWN, DE 19709 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 103 ROGERS RD B, B, WILMINGTON, DE 19801-5767 |
| Document Number | 0000072107 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 20231026-0072107 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | May 6, 2020 |
| Property Address | 640 VANCE NECK RD, MIDDLETOWN, DE 19709 |
| Document Number | 0000035343 |
| Map Reference | MF 8435 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 20200506-0035343 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103B ROGERS RD, WILMINGTON, DE 19801-5767 |
| Document Number | 0000035347 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 20200506-0035347 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,398,700 Land $1,296,100 Building $102,600 | |
| 2023 | Additional exemption filed | $126,500 Land $29,900 Building $96,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 640 Vance Neck Rd in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 64 (1979–2024) |
| Claims Outside the SFHA | 2 of 64 |
| Most Recent Claim | Feb 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Vance Neck Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 75% of Delaware |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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