641 Stolle Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 641 Stolle Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,187 sqft · built 1972
Lot Size	0.476 acres (20,700 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2022)
Tax Bill	$5,450 (2026)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`144200 138.03-3-2`

Property Details

APN / Parcel Number

Primary APN	`144200 138.03-3-2`
Alternative APN	`42001380300003002000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,187 sqft Living Area
1st Floor Area	2,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	20,700 sqft (0.476 acres)
Lot Dimensions	207 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	641 STOLLE RD
City	ELMA
State	NY
Zip	14059-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Subdivision	WALDA ACRES SUBDIVISION
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3036
Census Tract	14101

Owner

641 Stolle Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	641 STOLLE RD, ELMA, NY 14059-9360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · Line of Credit MOOG EMPLOYEES FCU
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Prior Sale	Nov 16, 2007 · Amount on File
Deed Document Number	2022189136
Deed Book / Page	11408 / 6055
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 4, 2022
Property Address	641 STOLLE RD, ELMA, NY 14059-9360
Document Number	0114086055
Book / Page	11408 / 6055
Instrument Date	Sep 27, 2022
Instrument	2022189136
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	641 STOLLE RD, 641, ELMA, NY 14059-9360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 STOLLE RD, ELMA, NY 14059-9360

Mortgage

Document Number	0014070460
Date	Oct 4, 2022
Instrument	14070/460

Lender

Name	MOOG EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	641 STOLLE RD, ELMA, NY 14059-9360
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 STOLLE RD, ELMA, NY 14059-9360

Mortgage

Document Number	0140496909
Date	Apr 22, 2022
Book Page	14049/6909
Instrument	2022080284

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	ELMA, NY 14059

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 641 Stolle Rd was $5,450, up 264.1% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,450.00 (+264.06%)
2025	$1,497.00 (-71.61%)	$9,500 (-) Land $1,300 Building $8,200	$365,400 (+3.85%) Land $50,002 Building $315,398
2024	$5,273.00	$9,500 (-) Land $1,300 Building $8,200	$351,852 (+3.7%) Land $48,148 Building $303,704
2023		$9,500 Land $1,300 Building $8,200	$339,286 Land $46,429 Building $292,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 Stolle Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Stolle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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