620 Stolle Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 620 Stolle Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,183 sqft · built 1880
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on File
Last Sale	$285,567 (Jun 2014)
Tax Bill	$6,059 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144200 138.03-5-7.1`

Property Details

APN / Parcel Number

Primary APN	`144200 138.03-5-7.1`
Alternative APN	`42001380300005007100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,183 sqft Living Area
1st Floor Area	1,770 sqft
Upper Floors Area	413 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	73,181 sqft (1.68 acres)
Lot Dimensions	400 ft deep x 265 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	324 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	620 STOLLE RD
City	ELMA
State	NY
Zip	14059-9355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	5
Legal Lot Number	7.100
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3020
Census Tract	14101

Owner

620 Stolle Rd is owned and occupied by two individuals who bought it in June 2014.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 STOLLE RD, ELMA, NY 14059-9355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 14, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2014 · Amount on File
Deed Sale	Jun 2, 2014 · Amount on File
Prior Sale	Dec 5, 2007 · Amount on File
Deed Document Number	2014106610
Deed Book / Page	11264 / 7119
Prior Transfer Date	Dec 20, 2005
Prior Transfer Doc	0000121843
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Recording Date	Apr 28, 2026
Property Address	620 STOLLE RD, ELMA, NY 14059-9355
Document Number	0141969886
Book / Page	14196 / 9886
Instrument Date	Mar 5, 2026
Instrument	202678725
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 STOLLE RD, ELMA, NY 14059-9355

Mortgage

Document Number	0000078725,
Date	Apr 28, 2026
Book Page	14196/9886
Instrument	202678725

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	5.5%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	620 STOLLE RD, ELMA, NY 14059-9355
Document Number	0139465285
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 STOLLE RD ELMA NY 140599355, ELMA, NY 14059-9355

Mortgage

Document Number	0139465285
Date	Jul 10, 2020
Book Page	013946/005285

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 9, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	620 STOLLE RD, ELMA, NY 14059-9355
Document Number	0139170193
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 STOLLE RD ELMA NY 140599355, ELMA, NY 14059-9355

Mortgage

Document Number	0139170193
Date	Oct 31, 2019
Book Page	013917/000193

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Oct 30, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 620 Stolle Rd was $6,059 with a homeowner's exemption, up 1.2% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,059.00 (+1.19%) Homeowner's exemption
2025	$5,988.00 (+2.75%)	$10,500 (-) Land $1,900 Building $8,600	$403,850 (+3.85%) Land $73,078 Building $330,772
2024	$5,828.00 Homeowner's exemption	$10,500 (-) Land $1,900 Building $8,600	$388,889 (+3.7%) Land $70,370 Building $318,519
2023	Homeowner's exemption	$10,500 Land $1,900 Building $8,600	$375,000 Land $67,857 Building $307,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Stolle Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Stolle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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